Top 5 Flexi Cap Fund SIP Returns in Last 10 Years :In terms of profits, the top 5 flexi cap funds of the country have given annualized returns of 20 to 24 percent in the last 10 years. These funds have also worked to convert an investment of Rs 12 lakh made through a monthly SIP of Rs 10 thousand into a corpus of Rs 34 to 43 lakh in 10 years. Flexi cap funds mainly invest in equities. Therefore, market risk is also associated with the investment made in them. But if invested in these through SIP, then there is a lot of scope for getting inflation-beating returns if the money is invested for a long period i.e. 5-7 years or more.
How much return did top 5 flexi cap funds give on SIP?
In terms of returns, how much annualized return have the top 5 flexi cap funds given on investments made through Systematic Investment Plan (SIP) in 10 years and what is the fund value of a monthly SIP of Rs 10,000 in 10 years? You can see below.
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SIP Returns and Fund Value of Top 5 Flexi Cap Funds
If an investor has invested Rs 10,000 every month through SIP for 10 consecutive years, then his total investment will be Rs 12 lakh. Whereas in the top 5 flexible cap funds, the value of this investment after 12 years has been almost 3 times or more than this.
1. Quant Flexi Cap Fund – Direct Plan
– 10 year SIP return (annulized): 24.21%
– Value of SIP of Rs 10 thousand in 10 years: Rs 43,24,569
2. JM Flexicap Fund – Direct Plan
– 10 year SIP return (annulized): 22.55%
– Value of SIP of Rs 10 thousand in 10 years: Rs 39,53,015
3. Parag Parikh Flexi Cap Fund – Direct Plan
– 10 year SIP return (annulized): 21.61%
– Value of SIP of Rs 10 thousand in 10 years: Rs 37,54,432
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4. HDFC Flexi Cap Fund – Direct Plan
– 10 year SIP return (annulized): 20.26%
– Value of SIP of Rs 10 thousand in 10 years: Rs 34,92,195
5. 360 ONE Focused Equity Fund – Direct Plan
– 10 year SIP return (annulized): 20.18%
– Value of SIP of Rs 10 thousand in 10 years: Rs 34,83,166
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Equity Holdings of Best Flexi Cap Funds
Flexi cap funds come under the category of equity funds. That means most of their investments are in equity shares. Under SEBI rules, it is necessary for flexi cap funds to invest at least 65 percent in equity. In reality this share is much higher than this. Due to this investment, the top 5 flexi cap funds have been able to give high returns to investors in 10 years. But the question is, in which shares these mutual funds have got this profit by investing money? Some of this can be estimated from the top 5 equity holdings of these funds.
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Top 5 Equity Holdings of Top 5 Flexi Cap Funds
1. Quant Flexi Cap Fund
Share/portfolio stake
- Reliance Ind: 9.47%
- ITC: 8.75%
- Samvardhana Motherson : 6.59 %
- Bajaj Finance: 6.41%
- Adani Power: 5.92%
2. JM Flexicap Fund
Share/portfolio stake
- HDFC Bank: 6.21%
- ICICI Bank: 5.26%
- SBI: 4.04%
- Infosys: 3.90%
- Larsen & Toubro : 2.88 %
3. Parag Parikh Flexi Cap Fund
Share/portfolio stake
- HDFC Bank: 8.41%
- Power Grid: 7.08%
- Bajaj Holdings: 6.67%
- Coal India: 6.49%
- ITC: 5.64%
4. HDFC Flexi Cap Fund
Share/portfolio stake
- ICICI Bank: 9.85%
- HDFC Bank: 9.62%
- Axis Bank: 8.57%
- Cipla: 4.59%
- Kotak Bank: 4.40%
5. 360 One Focused Equity Fund
Share/portfolio stake
- HDFC Bank: 9.05%
- ICICI Bank: 7.25%
- Infosys: 6.51%
- NTPC: 5.26%
- Tata Motors: 5.21%
Looking at the above data, it is clear that out of the top 5 flexi cap funds giving highest returns on SIP in 10 years, 4 have included HDFC Bank in their top 5 holdings. At the same time, the number of funds which include HDFC Bank as well as ICICI Bank is 3. Two funds have kept ITC shares in their top 5 holdings, while the same number of funds have included Infosys in the top 5 shares of their portfolio. Apart from these, shares of companies like SBI, Reliance Industries (RIL), Tata Motors, NTPC, Axis Bank, Kotak Bank and Cipla are included in the top holdings of these funds.
Make investment decisions carefully
Being in the category of equity funds, the risk level of flexi cap funds is very high. Therefore, only those people should invest money in these mutual funds, who are ready to take more risk for better returns and want to invest for the long term. It should also be kept in mind that past returns of equity mutual funds cannot be considered as a guarantee of similar returns in future.
(Disclaimer: The purpose of this article is only to provide information, not to recommend investment in any scheme. Take investment decisions only after taking the advice of your investment advisor.)
