Topper in SIP Return for 5 and 10 Years :Motilal Oswal Midcap Fund has been giving high returns for a long time. This fund has been number 1 in giving SIP returns during the last 5 years and 10 years. 5 year and 10 year SIP investors have got the highest returns in this fund. The SIP return of this scheme in 5 years has been 37.96 percent and in 10 years the SIP return has been 24 percent per annum. At the same time, this fund has given about 57 percent return to investors in the year 2024, which is the highest in case of any other scheme in the equity category. This scheme has also given high returns to investors making lump sum investments.
This fund was launched on 24 February 2014. The latest AUM of the fund is around Rs 26421 crore (as on 31-12-2024). Whereas the expense ratio of the direct plan is 0.54% and the expense ratio of the regular plan is 1.62%. Its benchmark is NIFTY Midcap 150 TRI.
SIP Return: This scheme of HDFC Mutual Fund made SIP of Rs 2000 Rs 4 crore, included in top 3 in terms of AUM.
SIP performance in 5 years
Annualized return of SIP in 5 years: 37.9%
Monthly SIP amount: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 15,08,651
SIP performance in 10 years
Annualized return of SIP in 10 years: 24.1%
Monthly SIP amount: Rs 10,000
Total SIP amount in 10 years: Rs 12,00,000
Total value of SIP after 5 years: Rs 42,97,016
SIP in Debt Funds vs FD: Is SIP working well in debt funds, or is 5 year FD better?
Lump Sum Performance in 5 and 10 Years
In 5 years, this fund has given 31.29 percent annual return to lump sum investors. In this, the value of investment of Rs 1 lakh increased to Rs 3,90,664 in 5 years.
At the same time, this fund has given 19.49 percent annual return in 10 years to lump sum investors. In this, the value of investment of Rs 1 lakh increased to Rs 5,94,324 in 10 years.
Portfolio: Top Holdings
Polycab India : 9.96%
Coforge Limited: 9.86%
Kalyan Jewelers : 9.65%
Zomato: 9.47%
Persistent Systems: 7.74%
Mahindra & Mahindra : 6.15%
Jio Financial Services: 6.09%
Trent Limited: 5.19%
Bajaj Auto : 4.44%
Voltas Limited: 3.62%
SCSS: Deposit funds in this scheme after retirement, 20 thousand rupees will come home every month, couples can take double benefit.
Portfolio: Top Sectors
IT – Software : 19.27%
Consumer Durables : 15.34%
Retail : 14.66%
Industrial Products: 11.86%
Automobiles : 10.59%
Finance: 6.09%
Auto Components : 5.56%
Healthcare Services: 3.21%
Financial Technology: 2.95%
Chemicals & Petrochemicals : 2.94%
PPF Monthly Income: Make 41 lakh funds before PPF, then earn 24 thousand every month, what is this special rule
Benefits of investing in this scheme
The objective of the scheme is to achieve competitive advantage over the long term and generate high returns over the long term by investing in quality mid-cap companies with growth potential. This fund invests at least 65 percent of its money in shares of midcap companies.
– High Growth Prospect: Ability to invest in future market leaders
– Initial identification of companies in the expansion phase
– Mid-caps are better compounding instruments as well as wealth creators.
– Mid-caps are stronger for domestic play.
– Opportunities to invest in unique sectors that exist only in mid-caps and small-caps.
– Balance between risk and return.
(Note: There is no guarantee whether the past returns in any equity fund will continue or not. It may or may not continue in the future. There is risk in the market, so seek expert advice before investing.)
