Tata Group Top Mutual Funds : Ratan Tata, who took the Tata Group to new heights, died at the age of 86. Under the leadership of Ratan Tata, Tata Group continuously strengthened its diversified business. Tata Group is also in asset under management business. Tata Mutual Fund is one of the oldest and most trusted asset management companies in the country, which has multiple mutual fund schemes in different categories. Equity schemes of Tata Mutual Fund have proven to be wealth creators for investors in the long run. The money of those who invest lump sum has increased 28 times in the last 20 years, whereas even by doing SIP of only Rs 5000, a fund of Rs 1 crore has been created.
Mutual Fund Return: 10 mutual fund schemes which give more than 65% profit in 1 year, also champion in long term SIP returns
Tata Mutual Fund offers investment options in almost every category. Be it largecap or midcap, smallcap, flexicap, multicap or ELSS. The group’s mutual fund schemes are also on top in terms of giving returns. If we talk about 20 years, there are many such schemes in which SIP is giving 16 to 18 percent annualized return. At the same time, even on one-time investment, returns are being given at the rate of 16 to 18 percent per annum in 20 years. Here we have given information about 5 such funds, which have given the highest returns on SIP and lump sum investment in 20 years.
PPF Special Rule: Invest in PPF for 20 years instead of 15, then you will earn Rs 40 thousand every month, the balance in the account will remain 66 lakhs.
Tata Midcap Growth Fund
Return on SIP investment in 20 years: 18.22%
Value of Rs 5000 monthly SIP in 20 years: Rs 99,04,104 (about Rs 1 crore)
Return on lump sum investment in 20 years: 18.23%
Value of investment of Rs 1 lakh in 20 years: Rs 28,48,091 (Rs 28.5 lakh)
Total Assets: Rs 4514 crore (July 31, 2023)
Expense ratio: 1.87% (July 31, 2023)
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 100
Tata Equity PE Fund
Return on SIP investment in 20 years: 17.39%
Value of Rs 5000 monthly SIP in 20 years: Rs 89,21,298 (about Rs 90 lakh)
Return on lump sum investment in 20 years: 17.32%
Value of investment of Rs 1 lakh in 20 years: Rs 24,40,288 (Rs 24.5 lakh)
Total Assets: Rs 9043 crore (July 31, 2023)
Expense Ratio: 1.77% (July 31, 2023)
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 100
SIP in Top Funds: Top largecap fund turns lump sum investment of Rs 1 lakh into Rs 10 lakh, SIP of Rs 10,000 gives Rs 1 crore
Tata ELSS Tax Saver Fund
Return on SIP investment in 20 years: 15.70%
Value of Rs 5000 monthly SIP in 20 years: Rs 72,34,232 (about Rs 72 lakh)
Return on lump sum investment in 20 years: 15.63%
Value of investment of Rs 1 lakh in 20 years: Rs 18,25,621 (Rs 18.25 lakh)
Total Assets: Rs 4806 crore (July 31, 2023)
Expense Ratio: 1.80% (July 31, 2023)
Minimum lump sum investment: Rs 500
Minimum SIP: Rs 500
Tata Large & Mid Cap Fund
Return on SIP investment in 20 years: 15.45%
Value of Rs 5000 monthly SIP in 20 years: Rs 70,15,593 (about Rs 70 lakh)
Return on lump sum investment in 20 years: 15.38%
Value of investment of Rs 1 lakh in 20 years: Rs 17,48,279 (Rs 17.50 lakh)
Total Assets: Rs 8412 crore (July 31, 2023)
Expense Ratio: 1.76% (July 31, 2023)
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 100
SIP Return: Your SIP strategy will also become a superhit, if not 10 years then not even 10 minutes, remember Warren Buffett’s mantra
Tata Ethical Fund
Return on SIP investment in 20 years: 15.36%
Value of Rs 5000 monthly SIP in 20 years: Rs 69,33,540 (about Rs 70 lakh)
Return on lump sum investment in 20 years: 15.27%
Value of investment of Rs 1 lakh in 20 years: Rs 17,15,244 (Rs 17.15 lakh)
Total Assets: Rs 3232 crore (July 31, 2023)
Expense Ratio: 1.91% (July 31, 2023)
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 100
(source: value research)
(Note: We have given information about the new scheme of mutual fund here. It is not guaranteed whether the old returns will continue in future or not. It may or may not continue in future. There are risks in the market, Therefore, take expert advice before investing.)
