Mutual Fund SIP in High Rated Schemes:The scheme gets rating due to better portfolio, expense ratio, low risk and track record of good performance in the mutual fund market. If the rating of the mutual fund is strong then the risk in that scheme is less. If the rating is good, the chances of getting better returns increase. At the same time, there are chances that the cost or expense ratio of investing in them may also reduce. If we look at the performance of some mutual fund schemes with 4 star or 5 star rating in the last 5 years, then they are also seen at the forefront in the return chart. All of them have given annual returns of 33 to 46 percent on lump sum investment and 35 to 44 percent annual return on SIP in 5 years. Those who invested lump sum money have got returns up to 6 times.
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Quant Small Cap Fund
SIP return in 5 years: 43.58% per annum
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6 lakh
SIP value after 5 years: Rs 17,17,051
Return on lump sum investment in 5 years: 45.76% per annum
Value of investment of Rs 1 lakh in 5 years: Rs 6,61,339
Absolute Return: 562%
Total Assets: Rs 26,645 crore (September 30, 2024)
Expense ratio: 1.59% (September 30, 2024)
Gold or Silver: Silver left everyone behind in giving returns this year, price can go up to Rs 125000 by next Diwali, better option than gold.
Bank of India Small Cap Fund
SIP return in 5 years: 34.60% per annum
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6 lakh
SIP value after 5 years: Rs 13,96,890
Return on lump sum investment in 5 years: 35.94% per annum
Value of investment of Rs 1 lakh in 5 years: Rs 466208
Absolute Return: 366%
Total Assets: Rs 1517 crore (September 30, 2024)
Expense ratio: 2.01% (September 30, 2024)
SIP Return Machine: Great scheme to multiply money 5 times in 5 years, Nippon India Mutual Fund’s scheme did wonders
Nippon India Small Cap Fund
SIP return in 5 years: 38.05% per annum
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6 lakh
SIP value after 5 years: Rs 15,13,239
Return on lump sum investment in 5 years: 35.52% per annum
Value of investment of Rs 1 lakh in 5 years: Rs 459046
Absolute Return: 359%
Total Assets: Rs 62260 crore (September 30, 2024)
Expense ratio: 1.42% (September 30, 2024)
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Canara Robeco Small Cap Fund
SIP return in 5 years: 32.42% per annum
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6 lakh
SIP value after 5 years: Rs 13,27,427
Return on lump sum investment in 5 years: 33.50% per annum
Value of investment of Rs 1 lakh in 5 years: Rs 425647
Absolute Return: 326%
Total Assets: Rs 12591 crore (September 30, 2024)
Expense ratio: 1.67% (September 30, 2024)
SIP Magic: This mutual fund scheme is a return machine, those doing SIP by saving Rs 100 daily became owners of Rs 3 crore.
Tata Small Cap Fund
SIP return in 5 years: 35.65% per annum
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6 lakh
SIP value after 5 years: Rs 14,31,219
Return on lump sum investment in 5 years: 32.95% per annum
Value of investment of Rs 1 lakh in 5 years: Rs 4,16,158
Absolute Return: 316%
Total Assets: Rs 9312 crore (September 30, 2024)
Expense ratio: 1.68% (September 30, 2024)
(Source : value research, Amfi)
(Note: It is not guaranteed whether the past returns in any equity fund will continue or not. This may or may not continue in the future. There are risks in the market, so seek expert advice before investing.)
