Mutual Fund SIP Return : Investing in mutual funds through Systematic Investment Plan (SIP) is seen as a guarantee of long-term profits. By doing SIP in most mutual fund schemes, investors are getting better returns in the long term or at least double digits on an annual basis. But this does not mean that SIP is a guarantee of profits and investors cannot incur losses in it. There are some mutual fund schemes in the market, in which the returns of 5-year and 10-year SIP have either been negative or less than FD. In some, investors’ money is continuously decreasing. We have given information about 5 such schemes here.
NPS: NPS also has a facility like SIP top up, pension will increase 3 times on retirement, this is the calculation
Nippon India ETF Hang Seng BeES
Nippon India ETF Hangseng BEES Fund has been the top loser in terms of returns in the period of 5 years to 10 years. The 5-year SIP return in this fund was negative 1 percent and the 10-year SIP return was less than 1 percent. On the other hand, one-time investors got -1.30 percent return in 5 years and 2.90 percent return in 10 years. This fund was launched on 9 March 2010 and since its launch, its return has been 5.76%.
SIP Calculation
5 Year Return: -1% p.a.
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Value of SIP in 5 years: Rs 5,84,918
10-year return: 0.84% ​​p.a.
Monthly SIP: Rs 10,000
Total investment in 10 years: Rs 12,00,000
Value of SIP in 10 years: Rs 12,51,979
SIP Return: 21 years old 3 mutual fund schemes, annualized return up to 18%, value of 10 thousand SIPs increased to 1.5 to 2 crores
DSP World Agriculture Fund
DSP World Agriculture Fund has also been a loser in terms of returns in 5 years and 10 years. The 5-year SIP return in this fund has been -0.35 percent and the 10-year SIP return has been 2.48 percent. On the other hand, one-time investors have got 3 percent return in 5 years and 2.81 percent return in 10 years. This fund was launched on 2 January 2013 and since its launch, its return has been less than 4 percent.
SIP Calculation
5 Year Return: -0.35% p.a.
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Value of SIP in 5 years: Rs 5,94,696
10-year return: 2.48% p.a.
Monthly SIP: Rs 10,000
Total investment in 10 years: Rs 12,00,000
Value of SIP in 10 years: Rs 13,60,973
Mutual Fund Return: 2 crores made with 1000 rupees monthly SIP, HDFC Mutual Fund scheme did this amazing job
PGIM India Emerging Markets Equity Fund
PGIM India Emerging Equity Fund has lagged behind FDs in terms of returns over a period of 5 years and 10 years. The 5-year SIP return of this fund has been 4.25 percent and the 10-year SIP return has been 3.61 percent. One-time investors have got 2.89 percent return in 5 years and 3.20 percent return in 10 years. This fund was launched on 1 January 2013 and since its launch its return has been 4.32 percent.
SIP Calculation
5 Year Return: 4.25% p.a.
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Value of SIP in 5 years: Rs 6,68,080
10-year return: 3.61% p.a.
Monthly SIP: Rs 10,000
Total investment in 10 years: Rs 12,00,000
Value of SIP in 10 years: Rs 14,42,123
Return: 10 most economical mutual funds, top the return chart, money is growing 24 to 30% annually in SIP
Edelweiss Greater China Equity Off-shore Fund
The 5-year SIP return in Edelweiss Greater China Equity Offshore Fund is 3.76 percent, which is close to FD. While the 10-year SIP return has been 4.89 percent. One-time investors have got 4.44 percent return in 5 years and 7.49 percent return in 10 years. This fund was launched on 1 January 2013 and since its launch, its return has been 8.59 percent.
SIP Calculation
5 Year Return: -3.76% p.a.
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Value of SIP in 5 years: Rs 5,45,170
10-year return: 4.89% p.a.
Monthly SIP: Rs 10,000
Total investment in 10 years: Rs 12,00,000
Value of SIP in 10 years: Rs 15,40,840
SIP in Index funds: Top 5 index funds, track record of high returns in every phase, SBI and HDFC mutual fund schemes also in the list
Franklin India Feeder – Templeton European Opportunities Fund
Franklin India Feeder – Templeton European Opportunities Fund also lagged far behind in giving returns in 5 years and 10 years. The 5-year SIP return in this fund is 7.67 percent, which is close to FD. While the 10-year SIP return has been 4.17 percent. On the other hand, one-time investors have got 4.38 percent return in 5 years and 2.53 percent return in 10 years. This fund was launched on 16 May 2014 and since its launch, its return has been 1.86 percent.
SIP Calculation
5 Year Return: 7.67% p.a.
Monthly SIP: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Value of SIP in 5 years: Rs 7,28,123
10-year return: 4.17% p.a.
Monthly SIP: Rs 10,000
Total investment in 10 years: Rs 12,00,000
Value of SIP in 10 years: Rs 14,84,352
(Source: value research)
