SIP in SBI Healthcare Opportunities Fund: SBI Healthcare Opportunities Fund, a scheme of SBI Mutual Fund, has recently completed 25 strong years. This fund, launched on July 5, 1999, has given high returns to investors. Along with this, it is included in the list of mutual fund schemes giving highest returns in the long term. Be it lump sum investment or investment through Systematic Investment Plan (SIP), this scheme has made investors rich.
SBI Healthcare Opportunity Fund has grown investors’ money by almost 55 times on lump sum investments since its launch; At the same time, the money of those who did monthly SIP of only Rs 2500 increased to more than Rs 1 crore. In this scheme, you can invest a lump sum of at least Rs 5000, while there is a monthly SIP facility of at least Rs 500. The benchmark for the scheme is BSE Healthcare TRI. The total assets of this scheme till 31 October 2024 is Rs 3417.11 crore. Whereas the expense ratio is 1.95 percent.
ICICI Prudential’s Multi Asset Fund made investment of Rs 1 lakh Rs 1 crore, received Rs 2.50 crore from monthly SIP of Rs 5000, 5 stars added in rating
Fund performance on lump sum investments
Return in 1 year: 57.32%
Value of investment of Rs 1 lakh in 1 year: Rs 1,57,520
Return in 3 years: 24.01%
Value of investment of Rs 1 lakh in 3 years: Rs 1,91,050
Return in 5 years: 29.5%
Value of investment of Rs 1 lakh in 5 years: Rs 3,42,910
Returns since launch: 17.12% per annum
Value of investment of Rs 1 lakh after launch: Rs 54,89,990
(Note: Launch date – July 5, 1999)
Highest SIP Return: 10 funds with highest SIP return in 10 years, growing money at the rate of 23 to 27% per annum
Benchmark BSE Healthcare Performance
Return in 1 year: 61.7%
Value of investment of Rs 1 lakh in 1 year: Rs 1,61,910
Return in 3 years: 21.34%
Value of investment of Rs 1 lakh in 3 years: Rs 1,78,920
Return in 5 years: 27.91%
Value of investment of Rs 1 lakh in 5 years: Rs 3,42,910
Returns since launch: 15.53% per annum
Value of investment of Rs 1 lakh after launch: Rs 38,77,110
SIP Leader: Scheme to make SIP of Rs 2500 Rs 4 crore, HDFC MF plan gave 355 times return to one time investors
Fund performance on SIP investments
25 year return data of SBI Healthcare Opportunities Fund is also available. During this period, this scheme has given 18.27 percent annualized return. During this period, if someone did a SIP of Rs 2500 every month in this scheme, its value now increased to Rs 1.18 crore. Whereas during this period the total investment had to be made only Rs 7.50 lakh.
Annualized return in 25 years: 18.27%
Monthly SIP: Rs 2500
Total investment in 25 years: Rs 7.50 lakh
SIP value after 25 years: Rs 1.18 crore
AUM and expense ratio of the fund
AUM of the fund: Rs 3417.11 crore (October 31, 2024)
Expense Ratio Regular Plan: 1.95% (October 31, 2024)
Expense Ratio Direct Plan: 0.89% (October 31, 2024)
Minimum Lump Sum: Rs 5,000
Minimum additional lump sum: Rs 1,000
Minimum SIP: Rs 500
SIP Battle: HDFC Flexi Cap vs Parag Parikh Flexi Cap, who won the battle of SIP returns among the 2 largest funds
Investment Strategy and Top Holdings
About 92.23 percent allocation of SBI Healthcare Opportunities Fund is in the healthcare sector. Whereas there is 3.50 percent allocation in chemicals sector and 3.27 percent allocation in cash and cash equivalents. The major stocks in its portfolio are…
Sun Pharma: 12.99%
Max Healthcare: 6.26%
Divis Lab: 6.21%
Poly Medicure: 5.38%
Lupine: 5.12%
Cipla: 4.55%
KIIMS: 3.99%
Jupiter Life Line: 3.54%
Mankind Pharma: 3.51%
Aeteher Industries: 3.50%
(Note: It is not guaranteed whether the past returns in any equity fund will continue or not. This may or may not continue in the future. There are risks in the market, so seek expert advice before investing.)
