Mutual Funds Latest Return Chart: The stock market continues to decline and the Sensex fell around 10500 points i.e. 12 per cent from its peak 85978 level in September last year to around 75350 levels. Similarly, in September, the Nifty has lost 3450 points from 26277 to 3450 points or 13 per cent to 22827. The impact of this decline in the market is now starting to be on mutual funds SIP. In the last 3 months, there are more than 40 such equity mutual fund schemes, in which 10 to 15 percent negative returns have been received. The question is that what should you do when your SIP starts giving negative returns or starts harming.
Return: HDFC Mutual Fund scheme made SIP of Rs 2500 5 crores, 185 times returns on lump even, power filled 30 years completed
3 months: Some funds with more than 10% negative SIP returns
Motilal Oswal Nifty 500 Momentum 50 ETF: -14.83
Nippon India Nifty 500 Momentum 50 Index: -14.76%
ICICI Pru Nifty 200 Momentum 30 ETF: -14.73%
HDFC Nifty 200 Momentum 30 Index: -14.67%
Baroda BNP Pariba Nifty 200 Momentum 30 Index: -14.61%
ABSL Nifty 200 Momentum 30 ETF: -14.45%
Kotak Nifty 200 Momentum 30 Index: -14.57%
Motilal Oswal Focused Fund: -13.56%
Tata Nifty Realty Index: -13.52%
HDFC Nifty Realty Index: -13.51%
Tata Infrastructure Fund: -13.19%
SBI Energy Operations Fund: -12.40%
Samco Special Opportunities Fund: -12.24%
ICICI Pru Nifty Next 50 Index: -11.86%
HDFC Nifty Next 50 Index: -11.85%
ABSL Transportation and Logistics Fund: -11.72%
SBI Nifty Next 50 Index Fund: -11.65%
HDFC Nifty Next 50 ETF: -11.62%
LIC MF Nifty Next 50 Index: -11.62%
SBI Nifty Next 50 ETF: -11.60%
Edelweiss Business Cycle Fund: -11.49%
Quant ELSS Tax Saver Fund: -11.19%
Quant PSU Fund: -11.01%
Quant Manufacturing Fund: -10.78%
Kotak Quant Fund: -10.11%
SIP King: This mutual fund scheme made 1 lakh one time investment of 4 crores, King proved in SIP
What to do investors?
AK Nigam, director of BPN Fincap, says that this is not the first time and this is not the last time you will see such a decline in the markets. This time the main reason behind the decline in Baszar is US elections, FII sales and low corporate earnings. Every time it seems that this time the risks are real and market will not recover, but it is not so. If we look at the history, market investors recover more rapidly than expectations.
Corporate FD: 8 to 9% interest on the company FD, but understand before investment, rating to risk factor
So, the question is what should be done now? The corporation suggests that instead of getting nervous from the market, take the right decision. SIP is a safe way of investment right now. But if there is already SIP, then assess the portfolio once. Investors can also consider investing outright in equity-oriented funds. It is difficult to know the lower level of the market and, therefore, in lump sum investment may see some decline in the value in the short term, but the investment made during the market fall gives the best returns after a few years.
What is SIP Pause also option?
SIP Pose Mutual Fund has a feature in which if you suddenly come in front of you, then instead of shutting down SIP, you get the convenience of stopping it for a few days. Some fund houses provide this facility for up to 6 months. You can continue it when the situation is correct. No additional interest will have to be paid on this.
NPS: Investing 20 years in NPS can also get 1 lakh pension, but till the age the scheme will be best to join
These tips will also work
1. Keeping the mind calm even in the challenges, keep patience. Mutual funds cause damage due to instability in short term, while looking at long periods, positive returns are seen after 3-4 years of holding.
2. Avoid selling units in a hurry. After assessing the fund, take a decision only after consulting the expert.
3. Compare your fund performance with another fund. If the performance of your fund is much worse than the best rating funds, then consult the advice before switching.
4. Identify the trend of the market, when you are in the right side of the trend, compounding works for you, whether it is a market or falling market.
5. Portfolio diversity is also very important for successful investment.
6. Do research of sector and stock, do not invest money just by looking at the returns.
(Source: Financial Websites Blog)
(Disclaimer: View or advice on investment is given by experts. These are not private views of financial express. There are risks in the market, so take the opinion of experts before investment.)
