SIP Return :There are some mutual fund schemes in the country which have completed 25 years and their history of giving returns has been very strong throughout their journey. Since its launch, it has been giving high returns to investors in every phase. These schemes have been at the top of the performance chart in giving returns for 1 year, 3 years, 5 years, 10 years and 25 years or since its launch. One of these funds is of HDFC Mutual Fund, named HDFC Top 100 Fund. This scheme has proved to be a crorepati scheme for investors.
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2 crores from SIP of 2500 rupees
HDFC Top 100 Fund was launched on 4 September 1996. Its SIP return data is available for 27 years. This scheme has been giving 19 percent annual return to SIP investors for 27 years. This means that those who have made a SIP of Rs 2500 in the scheme from the beginning till now, its value has now increased to Rs 2 crore.
Monthly SIP: Rs 2500
Duration: 27 years
Annualized Return: 19.03%
Total investment in 27 years: Rs 8.20 lakh
Total value of investment in 27 years: Rs 2,00,63,487 (about Rs 2 crore)
High Return: Amazing scheme, those who save Rs 100 daily and do SIP get Rs 1.50 crore, invests money in small companies
What did you get from 5 year and 10 year SIP?
The annualized SIP return of HDFC Top 100 Fund in 5 years has been 24.13 percent, that is, the absolute return has been around 82 percent.
In the last 10 years, the scheme has given 16.63 percent annualized return to those doing SIP, that is, the absolute return has been around 139 percent.
Return of one-time investment in 5 years, 10 years
HDFC Top 100 Fund has given 19.39 percent annualized or 142.78 percent absolute return in 5 years to those who made one-time investment.
Whereas, those who made one-time investment in 10 years have got 14 percent annualized i.e. 274 percent absolute return.
Midcap Funds Return: 300 to 400% absolute return in 5 years, i.e. money doubles and triples, 5 midcap funds that give the highest income
About HDFC Top 100 Fund
Total Assets: Rs 37,081 crore (31 July 2024)
Expense Ratio: 1.61% (June 30, 2024)
Minimum one-time investment: Rs 100
Minimum SIP: Rs 100
Launch Date : 4 September 1996
Annualized return since launch: 19.34%
Benchmark : NIFTY 100 TRI
How is the portfolio of the scheme
This is included among the major stocks included in the portfolio of HDFC Top 100 Fund.
ICICI Bank
HDFC Bank
NTPC
Larsen & Toubro
Reliance Industries (RIL)
Infosys
Airtel
ITC
Coal India
Axis Bank
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best and worst performances
The best year for HDFC Top 100 Fund was from 23 March 2020 to 23 March 2021 and it gave 89.77 percent return during this period. The worst year was between 22 March 2019 to 23 March 2029, when this fund gave a negative return of -37.53. Let us tell you that this period was during Covid 19, when there was a huge sell-off in the equity markets.
(Source : value research, Amfi)
(Note: We have given information here based on the performance of a mutual fund scheme. This is not an investment advice. There are risks in the market, so consult a financial advisor before investing.)
