SIP Powerhouse: Financial planning is very important from the very beginning for the better future of children. Keeping this in mind, HDFC Children’s Fund Regular Plan, a scheme run by HDFC Mutual Fund, has fulfilled the dreams of many parents. This fund has been in existence for more than 23 years and during this period it has performed amazingly. The fund has given more than 38 times returns to lump sum investors since its launch. At the same time, the parents who started monthly SIP of Rs 5000 for the better future of their children, accumulated around Rs 1.25 crore.
SIP for Retirement: Retirement mutual funds are giving 17 to 22% annualized returns, do monthly SIP of Rs 10 thousand, how much will you get in 25 years
HDFC Children’s Fund was launched on 2 March 2021. Since its inception, this fund has given an annual return of 16.76 percent on lump sum investment. Whereas those doing SIP investment have got returns at the rate of 16.2 percent per annum in 23 years. In this, lump sum can be done with a minimum of Rs 100 and SIP can be done with a minimum of Rs 100. The total AUM of this fund as of 30 November 2024 is Rs 9937.45 crore. Whereas the expense ratio is 1.73 percent.
Investment: FD for 5 years or ELSS for 5 years, if you want to lock 10 lakhs then what option to choose?
Promote long term investment
HDFC Children’s Fund is an open ended equity fund with a lock in of 5 years or till the child attains adulthood (whichever is earlier). Lock-in of 5 years means that while doing financial planning in the name of children, the investment has to be maintained for a long period. Through this scheme, at least 65-80% of the total investment is invested in equity and equity related options and the remaining amount is invested in debt and money market options. The aim of this scheme is to generate high returns in the long term, so that the financial goals set for the children can be achieved.
Highest SIP Return: HDFC Mutual Fund’s scheme made SIP of Rs 5000 Rs 4 crore, became number 1 in large cap category in giving returns.
SIP performance of the fund
HDFC Children’s Fund was launched on 2 March 2021. SIP data in this fund is available for 23 years. This fund has been giving 16.2 percent annualized returns to investors for 23 years. In this sense, those who have done SIP of Rs 5000 in this fund from the beginning till now, would have now deposited Rs 1,22,99,207.
Annualized return of SIP in 23 years: 16.2%
Monthly SIP amount: Rs 5000
Total investment in 23 years: Rs 13,80,000
Value of SIP after 23 years: Rs 1,22,99,207
Lams even performance of the fund
1 year return: 29.45%
Value of investment of Rs 1 lakh: Rs 1,29,628
3 year return: 17.29% per annum
Value of investment of Rs 1 lakh: Rs 1,61,438
5 year return: 19.67% per annum
Value of investment of Rs 1 lakh: Rs 2,45,678
10 year return: 14.56% per annum
Value of investment of Rs 1 lakh: Rs 3,89,613
Returns since launch: 16.75% per annum
Value of investment of Rs 1 lakh: Rs 38,63,717
SIP Winner: HDFC MF’s biggest scheme became SIP winner on the basis of big shares, how much monthly investment had to be made for 10 crore fund
Top stocks in portfolio
HDFC Bank: 6.37%
ICICI Bank: 5.89%
Larsen and Toubro : 3.62%
Reliance Industries: 3.36%
Infosys Limited: 3.04%
Voltamp Transformers : 2.89%
State Bank of India: 2.50%
In which sectors to invest mainly?
financial
industrial
technology
Energy and Utilities
consumer
materials
healthcare
(Note: We have given information here based on the performance of a mutual fund scheme. This is not investment advice. There are risks in the market, so consult a financial advisor before investing.)
