Sip investment value fall: The decline in equity market continues in 2025. Talking about this year, between 1 January to 12 February 2025, the Sensex and Nifty have fallen by more than 3 percent. The worst condition is a smallcap segment and this index has weakened more than 15 percent. The midcap index is broken 13 percent. In this decline of the market, investors have lost Rs 40 lakh crore this year. In this decline of equity market, the returns of equity mutual funds are also being affected. The 5 -month selling in the market has affected the 1 -year returns of mutual funds.
SIP Ka King: HDFC Mutual Fund Champion Scheme, those who save SIP by saving Rs 150 daily got 3.5 crores
Investors lost 40 lakh crores
Those investing in the stock market have lost 40 lakh crores in the year 2025 so far. The market cap of BSE listed companies was Rs 4,41,95,106 crore when the market was closed on 31 December 2024. At the same time, on 12 February 2025 it declined to Rs 4,01,48,369 crore. This year, the Sensex has reduced 3.04 per cent, 3.03 per cent in Nifty, 12.59 per cent in midcap index, 15.13 per cent in smallcap index and 7 per cent in BSE 500 index. (Source: bse, bse index)
NPS: Investment with 5% annual top up in NPS, pension can become almost double on retirement, this is easy calculation
1 year: The biggest loss funds in SIP
Samco Flexicap Fund: -25.25%
Quant Infrastructure Fund: -21.16%
Samco ELSS Tax Saver Fund: -21%
Aditya Birla Sun Life PSU Equity Fund: -20%
Quant ELSS Tax Saver Fund: -20%
Kotak Nifty PSU Bank ETF: -19.36%
ICICI Pru Nifty PSU Bank ETF: -19.26%
ICICI Pru Nifty Commodities ETF: -14%
SBI PSU Fund: -14%
Shriram ELSS Tax Saver Fund: -12% (source: Value Research)
SIP ka Kamal: This largecap fund made SIP of Rs 2000 2.5 crore, 75 times returns on OneTime Investment
1 year: The most damaged fund
Samco Flexicap Fund: -17.11%
Kotak Nifty PSU Bank ETF: -13.27%
DSP Nifty PSU Bank ETF: -13.16%
ICICI Pru Nifty PSU Bank ETF: -13.16%
HDFC Nifty PSU Bank ETF: -13.11%
Samco ELSS Tax Saver Fund: -11.39%
ABSL PSU Equity Fund: -9.44%
Quant Infrastructure Fund: -8.89%
Quant ELSS Tax Saver Fund: -6.31%
Quant Flexi Cap Fund: -4.64%
SBI PSU Fund: -2.58%
Shriram ELSS Tax Savor Fund: -2.56% (Source: Value Research)
Formula of 15 + 5 in PPF, will be able to make 40 thousand rupees every month, 66 lakh balance will be in account all the time
All categories of average return dropped in 1 year
In 1 year, almost every category of equity mutual funds has come down from double digit. 1 year average return is close to 4 per cent in the scalap fund category and below 7 per cent in largecap. 7 percent in midcap and about 7 percent of the multicap category has also been received in 1 year.
Largecap Fund: 6.32%
Large and Midcap Fund: 5.02%
Flexi Cap Fund: 7.35%
Multicap Fund: 7.13%
Midcap Fund: 7.17%
Smallcap Fund: 3.94%
Value Oriented Fund: 5.45%
ELSS: 7.19%
Themetic PSU Fund: -3.83%
(Note: Whether the old returns in any equity fund will continue further or not, it is not guaranteed. It may or may not remain in future. There is a risk in the market, so seek the advice of experts before investment.)
