SBI Investment Scheme :SBI’s mutual fund business arm SBI Mutual Fund launched its 3 schemes simultaneously on 5 July 1999. At that time, there would have been very few investors who would have thought that these three schemes will make them crorepatis by depositing Rs 2000 each as monthly SIP. But these three schemes did it and in 25 years, people who invested Rs 6.50 from their pocket gradually became crorepatis. The value of their SIP has now gone up to Rs 1.42 crore. Let’s know the details of these three schemes.
Income: Every 3 months, you will keep getting 60 thousand rupees as interest money, invest one time in SCSS scheme of post office
1. SBI Consumption Opportunities Fund
The return data of the last 25 years of SBI Consumption Opportunities Fund is available. During this period, this scheme has given 18.90 percent annualized return. During this period, if someone made an SIP of Rs 2000 every month with an upfront investment of Rs 50 thousand in this scheme, its value has now increased to Rs 1.42 crore. Whereas during this period, the total investment had to be made of only Rs 6.50 lakh (Rs 6 lakh and Rs 50 thousand).
Annualized return over 25 years: 18.90%
Upfront investment: Rs 50,000
Monthly SIP: Rs 2000
Total investment in 25 years: Rs 6.50 lakh
Value of SIP after 25 years: Rs 1.42 crore
This scheme was launched on 5 July 1999 and has given high returns to investors since its launch. Those who invested in lump sum in it have received a return of 16.34 percent annually since its launch.
In this scheme, you can invest a lump sum of at least Rs 5000, while there is a facility of monthly SIP of at least Rs 500. The benchmark for the scheme is NIFTY India Consumption TRI. As of June 30, 2024, the total asset of this scheme is Rs 2405 crore. While its expense ratio as of June 30, 2024 is 2.03 percent.
Highest Return: Money doubles in 3 years, 5 times in 5 years and 10 times in 10 years, this mutual fund scheme consistently tops the return chart
2. SBI Healthcare Opportunities Fund
The return data of SBI Healthcare Opportunities Fund for 25 years is also available. During this period, this scheme has given 17.69 percent annualized return. During this period, if someone made an SIP of Rs 2000 every month with an upfront investment of Rs 50 thousand in this scheme, its value has now increased to Rs 1.14 crore. Whereas during this period, the total investment had to be made only Rs 6.50 lakh (Rs 6 lakh and Rs 50 thousand).
Annualized return over 25 years: 17.69%
Upfront investment: Rs 50,000
Monthly SIP: Rs 2000
Total investment in 25 years: Rs 6.50 lakh
Value of SIP after 25 years: Rs 1.14 crore
This scheme was also launched on 5 July 1999 and has given high returns to investors since its launch. Those who invested in lump sum in this scheme have received a return of 16.84 percent annually since its launch.
In this scheme, you can invest a lump sum of at least Rs 5000, while there is a facility of monthly SIP of at least Rs 500. The benchmark for the scheme is BSE Healthcare TRI. As of June 30, 2024, the total asset of this scheme is Rs 2760 crore. While its expense ratio is 2 percent as of June 30, 2024.
Income: How much fund should be deposited to earn 9000 rupees per month from post office, what are the rules of Monthly Income Scheme
3. SBI Technology Opportunities Fund
SIP return data for 25 years is also available for SBI Technology Opportunities Fund. During this period, this scheme has given an annualized return of about 16.50 percent. During this period, if someone made an SIP of Rs 2000 every month with an upfront investment of Rs 50 thousand in this scheme, its value has now increased to about Rs 1 crore. Whereas during this period, the total investment had to be made of only Rs 6.50 lakh (Rs 6 lakh and Rs 50 thousand).
Annualized return in 25 years: 16.50%
Upfront investment: Rs 50,000
Monthly SIP: Rs 2000
Total investment in 25 years: Rs 6.50 lakh
Value of SIP after 25 years: Rs 1 crore
This scheme was also launched on 5 July 1999 and has given high returns to investors since its launch. Those who invested in lump sum in this scheme have received a return of 15.88 percent annually since its launch.
In this scheme, you can invest a lump sum of at least Rs 5000, while there is a facility of monthly SIP of at least Rs 500. The benchmark for the scheme is BSE Teck TRI. As of June 30, 2024, the total asset of this scheme is Rs 3814 crore. While its expense ratio as of June 30, 2024 is 1.92 percent.
(Return Source: Value Research)
