SBI Mutual Fund Top Scheme:Thematic PSU Mutual Fund is a category of Equity Funds, which focuses its portfolio on stocks of Public Sector Companies (PSU Stocks). By investing in Thematic PSU Mutual Funds, you get exposure to a diversified portfolio through stocks of best performing PSU companies in different sectors. Returns are also better in this category. SBI Mutual Fund scheme SBI PSU Fund is one of the oldest schemes in this category, which has been launched for more than 11 years. This scheme has given high returns in almost every phase.
SIP Champion: This scheme of SBI made SIP of Rs 5000 Rs 3 crore, solid record of giving returns in every phase.
Money increased 4 times in 10 years, 284% return
SBI PSU Fund has given high returns to its investors; This scheme has given returns of 14.38 percent per annum to investors who made one-time investments in the last 10 years. If someone had invested Rs 1 lakh in this scheme 10 years ago, his investment would have increased to Rs 3,83,705 (about Rs 4 lakh). In this way its overall return has been 284 percent.
High performance in every phase
SBI PSU Fund has performed strongly in every phase. Be it 1 year, 3 years, 5 years or 10 years, the fund has given high returns in every period.
1 year return: 66.76%
3 year return: 39.54% per annum
5 year return: 29.45% per annum
7 year return: 16.86% per annum
10 year return: 14.38% per annum
Returns since launch: 13.41% per annum
SIP Super Stars: 10 equity schemes giving highest returns in 5 years, money is growing at the rate of 40 to 50% annually
SIP returns in 10 years
Investors doing SIP in SBI PSU Fund have also got excellent returns. This fund has given 21.65 percent annualized return on SIP in the last 10 years. If someone had invested Rs 10,000 monthly in a period of 10 years, then the value of his investment would have increased to Rs 37,67,318. In this way the absolute return on SIP has been 213.94 percent.
Since its launch in 2013, the annualized SIP return has been 20.25 percent. Over a period of 11 years, this fund turned a monthly SIP of Rs 10,000 into Rs 43,29,429. The 3 year SIP return of the fund has been 51.53 per cent per annum and the 5 year SIP return has been 41 per cent per annum.
SIP return in 3 years: 41% per annum
SIP return in 5 years: 51.53% per annum
SIP return in 10 years: 21.65% per annum
SIP return in 11 years: 20.25% per annum
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How is the portfolio of SBI PSU Fund?
In SBI PSU Fund, investors invest 92 percent of the money in equity schemes and 8 percent in other options. This fund mainly invests in bank, financial, energy, metal, utilities, industrial and material sectors. The major stocks included in the portfolio are…
SBI
power grid
GAIL (India)
Bharat Petroleum
Bharat Electronics
NTPC
NMDC
Bank Of Baroda
SBI Life Insurance
Petronet Lng
Coal India
LIC
Investment: Retirement fund will increase from Rs 1.5 crore to Rs 3 crore, in just 2 years and 2% return difference, this is the real compounding.
Who should invest?
Investors who want to have a strong portfolio with investments in top government companies across sectors can consider investing in thematic PSU mutual funds. These funds give you the benefit of diversification, because these funds invest in strong government companies in every sector. Since PSUs issue the underlying securities of these funds, there is a risk of concentration. Therefore, investing in these PSU funds is a better option only for those who have the market risk appetite.
(Note: There is no guarantee whether the past returns in any equity fund will continue or not. It may or may not continue in the future. There is risk in the market, so seek expert advice before investing.)
