SBI Mutual Fund SIP Calculator: SBI Mutual Fund’s 25-year-old scheme SBI Healthcare Opportunities Fund has performed brilliantly in making investors rich. This is a scheme that has turned even the smallest amount of its regular investors into a treasure. The latest calculation shows that if an investor has done a monthly SIP of Rs 2300 in this scheme of SBI Mutual Fund from the beginning till now, then his current fund value would have exceeded Rs 1.04 crore. And if someone has invested Rs 5000 every month in this scheme through SIP, then the fund value of his investment would have exceeded Rs 2.26 crore till now. Isn’t it an amazing scheme to make investors rich!
An amazing scheme that will make investors rich!
SBI Healthcare Opportunities Fund is a five-star rated open-ended equity scheme. Launched in July 1999, the scheme aims to provide good returns to investors in the long term by investing in a diversified portfolio of companies related to pharma and healthcare industry. The asset under management (AUM) of this scheme of SBI Mutual Fund was Rs 3,027.91 crore as on 9 August 2024.
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How a small SIP made you a millionaire
SBI Healthcare Opportunities Fund has shown its regular investors the way to become a millionaire by investing a small amount of just Rs 2300 on a regular basis, which you can understand from the calculation given below.
- Annualized return on 25 years SIP investment in the scheme: 18.05%
- Value of Rs 2300 monthly SIP after 25 years: Rs 1,04,36,106 (1.04 crore)
- Value of monthly SIP of Rs 4500 after 25 years: Rs 2,04,18,468 (2.04 crores)
- Value of Rs 5000 monthly SIP after 25 years: Rs 2,26,87,186 (2.27 crores)
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SBI Healthcare Opportunities Fund: Past Returns
This scheme of SBI Mutual Fund has consistently given good returns to long term investors since its launch. You can see in the figures below how much return this scheme has given on lump sum and SIP investments in different periods:
Average annual return on lump sum investment over 25 years (regular): 16.88%
Annualized return on SIP investment over 25 years: 18.05%
Annual return on lump sum investment over 20 years: 17.38%
Annualized return on SIP investment over 20 years: 16.78%
Annualized return on lump sum investment over 15 years: 19.06%
Annualized return on SIP investment in 15 years: 17.68%
Annual return on lump sum investment over 10 years: 15.03%
Annualized return on SIP investment in 10 years: 17.56%
Annualized return on lump sum investment over 5 years: 28.75%
Annualized return on SIP investment in 5 years: 27.71%
Also read: Mutual Fund: 1 crore deposited by SIP of only 2800 rupees, benefit of tax exemption on this Quant scheme
Which investors should invest money?
SBI Healthcare Opportunities Fund is a sectoral or theme based equity fund. Such schemes are placed in the high-risk category. Therefore, before investing in it, one should check his risk profile thoroughly. Nevertheless, investors who want to invest in SBI Mutual Fund to take advantage of the future prospects in the companies of the pharma and healthcare sector, should invest in this scheme with a long term view of at least 5-7 years. Also, it is important to know that generally it is better to invest money through SIP for long term investment in equity mutual funds, as this reduces the risk of being affected by market fluctuations to some extent and also provides the benefit of cost averaging.
(Disclaimer: The purpose of this article is only to provide information, not to give investment advice. Market fluctuations have a direct impact on the returns of mutual funds. Therefore, consult your investment advisor before investing.)
