Return: This scheme has become a return machine, 21% annualized return since launch, SIP of Rs 2500 became Rs 7 crore

SIP Return : If you are told that if you save even less than Rs 100 from your daily expenses, then in 29 years you can become the owner of Rs 7 crore. Will you believe this? Many people may not believe this. But this has been made possible by such small savings in the capital market. This has been made possible by HDFC Flexi Cap Fund scheme of HDFC Asset Management Company. Since the launch of this scheme, if someone has continuously done a monthly SIP of Rs 2500 in it, then its value has now become around Rs 7 crore.

It has been 29 years since this fund was launched and its track record of giving returns from start to finish has been excellent. HDFC Flexi Cap Fund was launched on January 1, 1995. That is, it has completed 29 years. In this fund of flexi cap category, most of the investors’ money is invested in equity. At the same time, more allocation in equity is done in large cap. This fund has been among the top performers for a long time.

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Track record of excellent returns

HDFC Flexi Cap Fund has SIP return data for the last 29 years. According to the data available on Value Research, this fund has given 21.33 percent annualized return on investment through SIP in 29 years. In this sense, if someone invested Rs 2500 every month in this scheme from the beginning till now, then its value has now increased to Rs 6,95,68,376 i.e. about Rs 7 crore. At the same time, this scheme has made a monthly SIP of Rs 5000 into about 14 crore in 29 years.

Monthly SIP: Rs 2500
Duration : 29 years
Annualized return: 21.33%
Total investment in 29 years: Rs 9,70,000 (Rs 19.60 lakh)
Value of SIP investment after 29 years: Rs 6,95,68,376 (around Rs 7 crore)

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History of consistently giving high returns

HDFC Flexi Cap Fund has a history of consistently giving high returns. Those who invest lump sum in this scheme have got high returns in 1 year, 3 years, 5 years, 7 years, 10 years and 20 years.

1 Year Return: 44.62% p.a.
3 Year Return: 27.13% p.a.
5 Year Return: 22.08% p.a.
7 Year Return: 17.63% p.a.
10 Year Return: 15.96% p.a.
20 Year Return: 20.07% p.a.

Investment: Monthly income will be 20 thousand to 60 thousand, 3 risk free investments for regular income

SIP facility from Rs 100

SIP can be done in HDFC Flexi Cap Fund with a minimum of Rs 100. At the same time, a lump sum investment of at least Rs 100 can also be made in this fund. This fund was launched on January 1, 1995. The benchmark for this is NIFTY 500 TRI. The total assets of this fund were Rs 59,124 as of June 30, 2024. While the expense ratio was 1.49 percent as of May 31, 2024.

How is the portfolio of this scheme

HDFC Flexi Cap Fund primarily invests in financial, technology, healthcare, consumer, industrial and energy and utilities sectors. The major stocks in the portfolio include HDFC Bank, ICICI Bank, Axis Bank, CIPLA, HCL Tech, Bharti Airtel, KOTAKBANK, SBI Life, Infosys, SBI.

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Included in the oldest mutual fund scheme

HDFC Flexi Cap Fund is one of the oldest mutual fund schemes in the country. It was launched on 1 January 1995. Since its launch, this scheme has given SIP investors a return of more than 21 per cent per annum. While lump sum investors have also received a return of about 19.50 per cent per annum since its launch.

(Disclaimer: Here we have given information only about equity funds and their returns. This information is based on the performance of the fund, not investment advice. If you want to invest, then definitely take expert advice.)