SIP in Best Mid Cap Fund: Motilal Oswal Midcap Fund has proved to be the topper in every category of equity in the last 5 years in terms of returns. This is the equity fund giving the highest returns in 5 years. In 5 years, it has given returns of 44 per cent per annum to those doing SIP and 34.11 per cent per annum to those doing lump sum. This fund was launched on 24 February 2014. The latest AUM of the fund is Rs 22897.6 crore (as on 30-11-2024). Whereas the expense ratio is 0.54%. Its benchmark is NIFTY Midcap 150 TRI.
NPS Active Choice: Active Choice in NPS will give more benefits, it will be easy to arrange pension of Rs 1 lakh
Why can you invest in this scheme
The objective of the scheme is to achieve competitive advantage over the long term and generate high returns over the long term by investing in quality mid-cap companies with growth potential. This fund invests at least 65 percent of its money in shares of midcap companies.
– High Growth Prospect: Ability to invest in future market leaders
– Initial identification of companies in the expansion phase
– Mid-caps are better compounding instruments as well as wealth creators.
– Mid-caps are stronger for domestic play.
– Opportunities to invest in unique sectors that exist only in mid-caps and small-caps.
– Balance between risk and return.
Power of SIP: Despite weak rating, this scheme increased the money 284 times, corpus of Rs 2 crore created from SIP of Rs 1,000
SIP performance of the fund
Motilal Oswal Midcap Fund has given 44 percent annualized returns to SIP investors in 5 years. The value of investment of those doing monthly SIP of Rs 10,000 in this fund increased to Rs 17, 36, 181 in 5 years. Whereas the total investment through SIP in 5 years was only Rs 6 lakh.
This fund has given 27.11 percent annualized return since its inception i.e. in 10 years. The value of investment of those doing monthly SIP of Rs 10,000 in this fund became Rs 50,56,906 in 10 years. Whereas the total investment through SIP in 10 years was only Rs 12 lakh.
SIP return in 5 years: 44.06% per annum
Monthly SIP amount: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 17,36,181
SIP return in 5 years: 27.11% per annum
Monthly SIP amount: Rs 10,000
Total investment in 5 years: Rs 12,00,000
Total value of SIP after 5 years: Rs 50,56,906
This scheme of Nippon India topped its category, increased the money 19 times in 12 years, 28% annualized return on SIP
Lams even performance of the fund
Motilal Oswal Midcap Fund has given returns of 34.11 percent per annum to lump sum investors in 5 years. If someone had invested Rs 1 lakh in this fund 5 years ago, the value of his investment would have increased to Rs 4,33,757. Since inception, the return of the fund has been 26.28 percent annually. If someone had invested Rs 1 lakh in this fund 10 years ago, the value of his investment would have increased to Rs 12,34,590.
Portfolio: Top Holdings
Polycab India : 9.96%
Coforge Limited: 9.86%
Kalyan Jewelers : 9.65%
Zomato: 9.47%
Persistent Systems: 7.74%
Mahindra & Mahindra : 6.15%
Jio Financial Services: 6.09%
Trent Limited: 5.19%
Bajaj Auto : 4.44%
Voltas Limited: 3.62%
Mutual Funds Topper: These 20 mutual funds became toppers of 2024, got 45 to 70% returns this year, have you done SIP
Portfolio: Top Sectors
IT – Software : 19.27%
Consumer Durables : 15.34%
Retail : 14.66%
Industrial Products: 11.86%
Automobiles : 10.59%
Finance: 6.09%
Auto Components : 5.56%
Healthcare Services: 3.21%
Financial Technology: 2.95%
Chemicals & Petrochemicals : 2.94%
(Note: There is no guarantee whether the past returns in any equity fund will continue or not. It may or may not continue in the future. There is risk in the market, so seek expert advice before investing.)
