SIP in LIC Mutual Fund Small Cap Scheme: LIC Mutual Fund’s scheme LIC MF Small Cap Fund has proved to be a great deal for investors. This fund has given amazing returns in the last 5 years and has quadrupled the money of lump sum investors. Yes, you are listening right, the money in this scheme has increased 4 times in 5 years. At the same time, investors who chose the SIP route for investment have also got returns at the rate of 35 percent per annum in 5 years.
LIC MF Smallcap Fund was launched on 21 June 2017. The AUM of this fund is Rs 411.35 crore as of November 30, 2024. While the expense ratio for the regular plan is 2.49 percent, the expense ratio for the direct plan is 1.39 percent. In 5 years, this fund has given about 32 percent annualized return on lump sum, which is higher than the benchmark NIFTY Smallcap 250 TRI.
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LIC MF Small Cap Fund: Lump-sum performance
Lump sum return in 5 years: 31.82%
Total one time investment: Rs 1 lakh
Value of investment in 5 years: Rs 3,98,021.5 (Rs 3.98 lakh)
Total profit: Rs 2,98,021.5 (Rs 2.98 lakh)
NIFTY Smallcap 250 – TRI: Performance of the benchmark in 5 years
Lump sum return in 5 years: 30.76%
Total one time investment: Rs 1 lakh
Value of investment in 5 years: Rs 3,82,780 (Rs 3.83 lakh)
Total profit: Rs 2,82,780 (Rs 2.83 lakh)
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LIC MF Small Cap Fund: SIP Performance of the fund
LIC Mutual Fund Smallcap Fund has given annualized returns of more than 35 percent in 5 years to SIP investors. Those who invested Rs 10 thousand every month in this scheme have got more than Rs 14 lakh in 5 years.
SIP return in 5 years: 35.09% per annum
Monthly SIP amount: Rs 10,000
Total investment in 5 years: Rs 6,00,000
Total value of SIP in 5 years: Rs 14,12,800
Return King: This fund became the return king of 5 years, 1 lakh became 4.5 lakh, money increased at the rate of 44% annually on SIP
What is the investment strategy?
The investment strategy of this scheme mainly involves creating a well-diversified portfolio of small cap companies. The investment team adopts a combination of top-down and bottom-up approaches to portfolio construction. While investing, companies are evaluated on fundamental parameters like competitive position, earnings growth, management quality, track record of promoters, future plans, valuation, corporate governance, sustainable cash flows, after which growth strategy is adopted at attractive valuations. She goes. Overall, the investment objective of this scheme is to generate high returns in the long term by investing mainly in equity and equity related options of small cap companies.
Who should invest in this fund
- Long term investors with an investment target of at least 5 years.
– Investors who want to achieve high returns in the long term with disciplined investments.
– Investors with moderately high risk appetite and looking for aggressive portfolio allocation.
– Investors who prefer to invest in small caps as part of asset allocation.
– Investors who have the ability to withstand short-term market volatility and invest patiently.
NPS Active Choice: Active Choice in NPS will give more benefits, it will be easy to arrange pension of Rs 1 lakh
Asset allocation of the fund
In equity and equity related options of smallcap companies: minimum 65%, maximum 100%
In equity and related options other than smallcap: 0% to 35%
In debt and money market options: 0% to 35%
REITs & InvITs : 0% to 10%
fund manager
Yogesh Patil: From 31 July 2023
Dixit Mittal: From 31 July 2023
Minimum investment:
Lump sum: Rs 5000 and thereafter in multiples of Re 1
SIP: Daily Rs 100, Monthly Rs 200, Quarterly Rs 1000
Portfolio: Top Holdings
JTL: 3.12%
Shakti Pumps : 2.71%
Kilburn Engineering: 2.61%
Himatsingka Seide : 2.39%
TD Power Systems: 2.38%
Artemis Medicare: 2.37%
Kirloskar Oil: 2.35%
Piramal Pharma: 2.34%
Garware Hi-Tech : 2.34%
Hi-Tech Pipes : 2.33%
VA Tech Wabag: 2.17%
Power of SIP: Despite weak rating, this scheme increased the money by 284 times, a corpus of Rs 2 crore created from SIP of Rs 1,000
Portfolio: Top Sectors
Industrials: 20.93%
Electric: 8.31%
Industrial Manufacturing 6.26%
Textiles & Apparels 4.73%
Consumer Staples: 4.65%
Auto Component : 4.30%
Transport Services 4.11%
Pharmaceuticals & Biotechnology : 3.69%
Energy & Utilities : 3.56%
Power: 3.54%
Chemicals & Petrochemicals : 3.38%
(Note: There is no guarantee whether the past returns in any equity fund will continue or not. It may or may not continue in the future. There is risk in the market, so seek expert advice before investing.)
