HDFC Mutual Fund: HDFC Flexi Cap Fund of HDFC Mutual Fund has completed 30 years on 1 January 2025. The latest AUM of the regular plan of this fund as on December 31, 2024 is Rs 66,344.40 crore and in this case it is the second largest equity of HDFC Mutual Fund. This fund has given an annual return of 19.01 percent in 30 years on lump sum investment and 21.06 percent annual return in 30 years on SIP investment. Since the launch of this fund, those who made one-time investment have got 185 times return. At the same time, the money of those doing monthly SIP of Rs 2500 increased to around Rs 5 crore.
SIP King: This mutual fund scheme made one time investment of Rs 1 lakh to Rs 4 crore, proved to be the king in SIP
HDFC Flexi Cap Fund : Investment Strategy
HDFC Flexi Cap Fund provides a strong portfolio by investing across all market caps. Companies with strong growth are given priority for investment by the fund. Strong companies that emerge even stronger from challenging times, thereby reducing permanent losses. There is effective diversification of the portfolio by this fund, and the portfolio has always been diversified across key sectors and variables in the economy to minimize the risk.
The share of equity and equity related instruments in the portfolio of flexi cap fund must be at least 65%. But there is no restriction on how much this equity holding will be in which share or which segment of shares in the scheme’s portfolio. The fund manager can include any category of stocks in the scheme’s portfolio as per his wish. HDFC Flexi Cap Fund invests 74 percent in largecap stocks, 2.3 percent in decap stocks and 10.8 percent in smallcap stocks.
Corporate FD: 8 to 9% interest is being given on company FD, but before investing, understand the rating and risk factor.
SIP performance of the fund
Annualized return of SIP in 30 years: 21.06% per annum
Monthly SIP amount: Rs 2500
Total SIP investment in 30 years: Rs 9,00,000
SIP value after 30 years: Rs 4,87,63,200
lump sum fund performance
Return on lump sum in 30 years: 19.01% per annum
One time investment: Rs 1 lakh
Value of investment of Rs 1 lakh in 10 years: Rs 1,85,97,710
1 year lump sum return: 23.27%
3 Year Lump Sum Return: 24.00% per annum
5 year lump sum return: 22.53% per annum
10 year lump sum return: 14.77% per annum
Top stocks in portfolio
HDFC Bank: 9.62%
ICICI Bank: 9.56%
Axis Bank: 8.1%
Kotak Mahindra Bank : 4.44%
Cipla: 4.42%
Maruti Suzuki India : 4.09%
SBI Life Insurance Company: 4.06%
Bharti Airtel: 3.91%
HCL Technologies: 3.67%
PIRAMAL PHARMA : 2.91%
NPS: You can get 1 lakh pension even after investing in NPS for 20 years, but till what age is it best to join the scheme?
Top sector in portfolio
Financial Services: 37.8%
Automobile and Auto Components : 11.9%
Healthcare: 11.6%
Information Technology: 7.2%
Telecommunication: 3.9%
Metals & Mining : 2.8%
Capital Goods: 1.7%
FMCG: 1.5%
Construction Materials: 1.4%
Consumer Services: 1.4%
Home Loan Interest: How much interest is being paid to the bank against home loan, does the price of the house double, do easy calculations immediately
Latest: Increased investment in these shares
Axis Bank, Interglobe Aviation, Tata Steel, JSW Steel, SBI Life Insurance, Varroc Engineering, Eicher Motors, Delhivery, Crompton Greaves Consumer, Electrcials, Hyundai Motor India
Latest: Investment reduced in these shares
HCL Technologies, Tech Mahindra, SBI, Dr Reddy’s Lab, Prestige Estates, Projects, Infosys, Mahindra & Mahindra, Apollo Hospitals, Hindustan Aeronautics, Larsen & Toubro
return ratio
The return ratio of the regular plan of HDFC Flexi Cap Fund till December 31, 2024 is 1.42 percent. This fund was launched on 1 January 1995. In this you can do SIP from Rs 100. The benchmark for the fund is NIFTY 500 TRI. Its fund managers are Roshi Jain and Dhruv Muchhal.
(Disclaimer: The purpose of this article is only to provide information, not to recommend investment in any fund. The past performance of any mutual fund does not guarantee that it will continue in the future. Before investing, please take the advice of a SEBI approved investment advisor. )
