Mutual Funds Top Performer in SIP and Lump Sum: Franklin India Prima Fund has completed 31 years this month. This fund was launched on 1 December 1993. The performance of this fund has been consistently good since its launch. Despite not having a 4 star or 5 star rating, this fund has performed better than higher rated funds. Value Research has given 2 star rating to this fund. During 31 years, the return on lump sum investment of Franklin India Prima Fund has been around 20 percent per annum. Whereas those investing through SIP have got returns at the rate of about 21 percent per annum. In this way, despite the weak rating, this fund is included in the list of schemes giving top returns.
This scheme of Nippon India topped its category, increased the money 19 times in 12 years, 28% annualized return on SIP
Be it SIP or Lums Sam, it is amazing
If we talk about 31 years ago, it was not possible for many investors to invest Rs 5000 or Rs 10,000 monthly through SIP. But in those times it was possible to invest Rs 1000 monthly. If someone has done a monthly SIP of Rs 1000 in this fund since the beginning, the value of his investment has now increased to more than Rs 2 crore. At the same time, the money of those investing in Lums increased by 284 times. That means, those who invested Rs 1 lakh one time now got Rs 2.84 crore.
SIP in SBI: Be it SIP or Lump Sum, this scheme of SBI Mutual Fund is superior to all in 15 years, made 1 lakh 17 lakhs
Franklin India Prima Fund: Lackluster performance
Franklin India Prima Fund was launched on 1 December 1993. The lump sum return since launch has been 19.95 percent per annum. In this sense, if someone had invested Rs 10,000 in this fund then its value would now have become Rs 28,42,897. Whereas those who invested Rs 1 lakh got Rs 2,84,28,966. This fund has given 23.48 percent annual return on lump sum investment in 3 years, 24.44 percent annual return in 5 years and 16.89 percent annual return in 10 years.
Return on lump sum in 31 years: 19.95% per annum
Value of investment of Rs 1 lakh: Rs 2,84,28,966 i.e. approximately Rs 2.85 crore
Miracle of SIP: Since the age of 30, Mr.
Franklin India Prima Fund : SIP Performance
SIP data of Franklin India Prima Fund is available for 31 years. Those doing SIP in 31 years have got 21 percent annualized returns. By depositing Rs 1000 every month through SIP from the beginning till now, the total value of SIP has now become Rs 2,36,51,702. Those who deposited Rs 3000 monthly got Rs 7 crore.
SIP return in 31 years: 21.07% per annum
Monthly SIP amount: Rs 1000
Total investment in 31 years: Rs 3,72,000
Value of SIP in 31 years: Rs 2,36,51,702
Fund details
Launch date: December 1, 1993
Benchmark: Nifty Midcap 150
Latest AUM: Rs 12,441.49 crore
Expense ratio: 1.76%
NAV : 2,842.8966
Investment in Equity: 97.83%
Investment in cash and equivalents: 2.17%
Return in SIP: This scheme increased the money 78 times, got Rs 1 crore from SIP of Rs 1000, retirement became wonderful
For whom is this fund better?
Franklin India Prima Fund is an open-ended equity fund, which mainly invests in mid-cap companies. The fund primarily focuses on investing in mid-cap companies that exhibit higher growth rates compared to well-established largecap companies. Its objective is to identify companies in the early stages of the business life cycle, as they have greater growth potential. The fund has declared dividend every year continuously for the last 20 years. It is suitable for investors who want to grow their wealth over the long term with relatively higher volatility and return potential compared to large cap equity funds.
Portfolio: Top Holdings
Federal Bank: 3.97%
Deepak Nitrite : 2.41%
Mphasis: 2.33%
Coromandel International: 2.24%
Persistent Systems: 2.21%
Prestige Estates : 2.17%
PB Fintech: 2.13%
Crompton Greaves : 2.10%
Dixon Technologies: 2.08%
IPCA Lab: 2.04%
SIP Return: 2000 rupees kept getting deducted from the account every month, suddenly when I checked the account became 1 crore, i.e. money increased at the rate of 21% annually.
Portfolio: Top Sector
Banks: 11.44%
Consumer Durables : 9.24%
PHARMACEUTICAL: 7.43%
AUTO COMPONENTS : 6.61%
IT: 6.38%
REALTY: 5.44%
Industrial Products: 4.97%
FERTILIZERS & AGROCHEMICALS : 3.93%
CEMENT: 3.85%
Finance: 3.83%
(Note: We have given information here based on the performance of a mutual fund scheme. This is not investment advice. There are risks in the market, so consult a financial advisor before investing.)
