Mutual Funds With 5 Star Rating : In today’s era, Mutual Funds (Equity Mutual Funds) are becoming very popular for investment and better returns. Investors are also investing more money in mutual funds through SIP. One reason for this is the high returns being offered in this option. But can high returns be achieved in all mutual fund schemes? This is not so, for this also it is necessary to look for a better scheme. For this, the better option is to definitely check the rating of the mutual fund scheme before investing. Because if you choose the wrong scheme in a hurry without thinking, then there is a fear of loss as well.
One of the steps in choosing the right equity scheme in a mutual fund is to check the rating of that scheme (high rated mutual funds). Based on research history, expense ratio, presence of strong stocks in the portfolio, rating agencies like ICRA, CRISIL or Value Research give a scheme a rating of 1 star, 2 star, 3 star, 4 star or 5 star. Funds with 5 star rating meet most of the parameters, due to which their rating is high.
SBI Schemes SIP Return: SBI had launched these 3 superhit schemes on the same day, all three created a fund of more than 1 crore by depositing Rs 2000 per month
1. Kotak Infrastructure and Economic Reform Fund
Kotak Infrastructure and Economic Reform Fund has given 522 percent absolute return in 10 years to those who invested in lump sum. Whereas, those who invested in SIP have got 247 percent absolute return in 10 years.
Lump sum investment: Rs 5 lakh
Duration : 10 years
Annualized Return: 20.04%
Absolute Return: 522.27%
Value of Rs 5 lakh in 10 years: Rs 31 lakh
SIP investment: Rs 10,000 per month
Duration : 10 years
Annualized Return: 23.52%
Absolute Return: 247.46%
Value of Rs 10,000 monthly SIP in 10 years: Rs 41.70 lakh
Fund Size: Rs 2272.88 crore (by June 30, 2024)
Expense Ratio: 0.65% (by June 30, 2024)
Minimum lump sum investment: Rs 100
Minimum SIP investment: Rs 100
Income: Every 3 months, you will keep getting 60 thousand rupees as interest money, invest one time in SCSS scheme of post office
2. JM Flexi Cap Fund – Direct – Growth
JM Flexi Cap Fund has given 527% absolute return in 10 years to those who invested in lump sum. Whereas, those who invested in SIP have got 238% absolute return in 10 years.
Lump sum investment: Rs 5 lakh
Duration : 10 years
Annualized Return: 20.13%
Absolute Return: 527%
Value of Rs 5 lakh in 10 years: Rs 31.34 lakh
SIP investment: Rs 10,000 per month
Duration : 10 years
Annualized Return: 23%
Absolute Return: 238%
Value of Rs 10,000 monthly SIP in 10 years: Rs 40.60 lakh
Fund size: Rs 3216.32 crore (by June 30, 2024)
Expense Ratio: 0.43% (by June 30, 2024)
Minimum Lump Sum Investment: Rs 1000
Minimum SIP investment: Rs 100
3. Quant Mid Cap Fund – Growth
Quant Midcap Fund has given 544% absolute return in 10 years to those who invested in lump sum. Whereas, those who invested in SIP have got 273% absolute return in 10 years.
Lump sum investment: Rs 5 lakh
Duration : 10 years
Annualized Return: 20.45%
Absolute Return: 544%
Value of Rs 5 lakh in 10 years: Rs 32.20 lakh
SIP investment: Rs 10,000 per month
Duration : 10 years
Annualized Return: 24.86%
Absolute Return: 273%
Value of Rs 10,000 monthly SIP in 10 years: Rs 44.81 lakh
Fund size: Rs 8,747.4 crore (by June 30, 2024)
Expense Ratio: 1.74% (by June 30, 2024)
Minimum Lump Sum Investment: Rs 5,000
Minimum SIP investment: Rs 1000
Highest Return: Money doubles in 3 years, 5 times in 5 years and 10 times in 10 years, this mutual fund scheme consistently tops the return chart
4.Quant ELSS Tax Saver Fund
Quant ELSS Tax Saver Fund has given an absolute return of 849.51 percent in 10 years to those who invested in lump sum. Whereas, the absolute return for those who invested in SIP in it has been 328.37 percent in 10 years.
Lump sum investment: Rs 5 lakh
Duration : 10 years
Annualized Return: 25.22%
Absolute Return: 849.51%
Value of Rs 5 lakh in 10 years: Rs 47.48 lakh
SIP investment: Rs 10,000 per month
Duration : 10 years
Annualized Return: 27.39%
Absolute Return: 328.37%
Value of Rs 10,000 monthly SIP in 10 years: Rs 51.40 lakh
Fund Size: Rs 10527.57 crore (by June 30, 2024)
Expense Ratio: 0.77% (by June 30, 2024)
Minimum lump sum investment: Rs 500
Minimum SIP investment: Rs 500
Income: How much fund should be deposited to earn 9000 rupees per month from post office, what are the rules of Monthly Income Scheme
5. Nippon India Small Cap Fund
Nippon India Smallcap Fund has given 881 percent absolute return in 10 years to those who invested in lump sum. Whereas, those who invested in SIP have got 335 percent absolute return in 10 years.
Lump sum investment: Rs 5 lakh
Duration : 10 years
Annualized Return: 25.63%
Absolute Return: 881%
Value of Rs 5 lakh in 10 years: Rs 49 lakh
SIP investment: Rs 10,000 per month
Duration : 10 years
Annualized Return: 27.66%
Absolute Return: 335%
Value of Rs 10,000 monthly SIP in 10 years: Rs 52.16 lakh
Fund Size: Rs 56468.75 crore (by June 30, 2024)
Expense Ratio: 0.64% (by June 30, 2024)
Minimum Lump Sum Investment: Rs 5,000
Minimum SIP investment: Rs 100
(Source: Value Research)
(Note: We have given information here based on the performance of a mutual fund scheme. This is not an investment advice. There are risks in the market, so consult a financial advisor before investing.)
