Tata Mutual Fund Returns : There is a scheme of Tata Mutual Fund in which those who invested Rs 3000 every month through SIP 30 years ago, today they have become owners of more than Rs 3.5 crore. Whereas the total investment made by them in 30 years did not even add up to Rs 11 lakh. That is, the net profit was about Rs 3.4 crore. At the same time, the one-time investment made in it has also increased 37 times. The name of this scheme is Tata Midcap Growth Fund. Tata Mutual Fund is one of the oldest asset management companies in the country, some of whose schemes have proved to be crorepati schemes for investors.
SIP Losers: SIP is not a guarantee of profit, these 5 mutual funds are continuously making losses, somewhere money is lost and somewhere returns are less than FD
Return on One Time Investment (Annualised)
Return in 1 Year : 49.18%
Return in 3 years: 24.09%
Return in 5 years: 26.87%
Return in 7 years: 19.25%
Return in 10 years: 18.69%
Return in 15 years: 18.40%
Return in 20 years : 19.00%
Talking about Tata Midcap Growth Fund Regular Plan, on investing 1 lakh one time in it, the investors’ money grew to Rs 1,91,169 in 3 years, while in 5 years it grew to Rs 3,29,150. At the same time, an investment of Rs 1 lakh grew to Rs 5,55,600 in 10 years. If we look at the inception i.e. after 31 March 2004, the investment of 1 lakh grew to Rs 36,90,860. Since inception, it has given a return of 19.25% per annum. In these 20 years, the lump sum investment made by the investors increased by about 37 times.
NPS: NPS also has a facility like SIP top up, pension will increase 3 times on retirement, this is the calculation
Return calculation on SIP
,Tata Midcap Growth Fund has a SIP calculator for 30 years. In 30 years, this fund has given 18.60 percent annualized return to those who did SIP.
Return on SIP for 30 years: 18.60% per annum
Monthly investment through SIP: Rs 3000
Total investment in 30 years: Rs 10,80,000
Value of SIP after 30 years: Rs 3,52,38,993 (about Rs 3.5 crore)
,Tata Midcap Growth Fund has given 18.64 percent annual return on SIP investment in 20 years.
Return on SIP for 20 years: 18.64% per annum
Monthly investment through SIP: Rs 3000
Total investment in 30 years: Rs 7,20,000
Value of SIP after 30 years: Rs 62,61,924 (about Rs 62.60 lakh)
,Tata Midcap Growth Fund has given 21.6 per cent annual return on SIP investment in 10 years.
Return on SIP for 20 years: 21.6% per annum
Monthly investment through SIP: Rs 3000
Total investment in 30 years: Rs 3,60,000
Value of SIP after 30 years: Rs 11,25,897 (around Rs 11.25 lakh)
SIP Return: 21 years old 3 mutual fund schemes, annualized return up to 18%, value of 10 thousand SIPs increased to 1.5 to 2 crores
Other details about the scheme
Launch Date : July 1, 1994
Return since launch: 13.95% p.a.
Benchmark : NIFTY Midcap 150 TRI
Risk: Very high
Total AUM: Rs 4514 crore (31st August, 2024)
Expense Ratio: 1.87% (August 31, 2024)
Minimum lump sum investment: Rs 5,000
Minimum SIP: Rs 500
Mutual Fund Return: 2 crores made with 1000 rupees monthly SIP, HDFC Mutual Fund scheme did this amazing job
Investment Strategy and Portfolio
Tata Midcap Growth Fund invests 97.75% of investors’ money in equity or equity-related schemes. While 2.25% of the money is invested in cash and related options.
This fund majorly invests in Industrial, Financial, Healthcare, Consumer Discretionary, and Technology sectors.
The major stocks included in the portfolio are….
Aurobindo Pharma
Alkem Laboratories
Cummins India
Muthoot Finance
Max Financial
UNO Minda
P.I.Industries
Lupin
JSW Infrastructure
Thermax
AIA Engineering
(Note: There is no guarantee that the past returns in any equity fund will continue in the future. It may or may not be maintained in the future. There is risk in the market, so seek expert advice before investing.)
