Looking for the best credit card for online shopping? Decide by looking at the features of the cards included in the list

The trend of online shopping has increased rapidly. Along with this, the demand for credit cards has also increased due to shopping through this medium. Actually, credit cards have made online shopping easy. People are also getting many benefits like cashback, discounts on shopping through cards. People are buying everything from smartphones, electronic gadgets to food items online. Seeing the continuous growth in this sector, banks and non-bank financial institutions (NBFCs) are now offering credit cards with special benefits for online shopping. For this, banks provide cards by partnering with companies or brands. If you want to get the best credit card for online shopping, then you can take a look at a list of top 5 credit cards by Paisa Bazaar.com here.

HDFC Millennia Credit Card

Joining fee: Rs 1000
Annual Fee: Rs 1000

This is the specialty of the card

On spending Rs 1 lakh every quarter, you get a gift voucher of Rs 1,000.

5% cashback is available on selected merchants which include merchants like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV 3, Swiggy, Tata CLiQ, Uber, Zomato.

Except fuel expenses, 1% cashback is available on all other expenses including EMI and wallet transactions.

Spending Rs 1 lakh in a quarter gives you access to 4 domestic lounges per year.

1% discount is available on fuel expenses ranging from Rs 400 to Rs 5,000. A maximum benefit of Rs 250 can be availed in a month.

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Cashback SBI Card

Joining fee: Rs 999

Annual Fee: Rs 999

Talking about the specialty, using this card gives 5 percent cashback on all expenses. It offers 1 percent flat cashback on all offline transactions. 1 percent discount is available at all petrol pumps. However, to avail this benefit, the card user will have to make transactions between Rs 500 and Rs 3,000. If you spend more than Rs 2 lakh in a year, the annual fee will be waived.

Amazon Pay ICICI Credit Card

The user does not have to pay any joining or annual fees for this card.

What is special about the card

Lifetime free credit card without any annual charges.
Prime customers get the benefit of 5% cashback on shopping from Amazon platform.
Those who have not taken Amazon Prime subscription get 3% cashback on shopping from Amazon platform.
Apart from this, you can get 2% cashback on shopping from more than 100 partner merchants of Amazon.
1% cashback is available on all other types of expenses.
Enjoy 15% discount at ICICI Bank partner restaurants
Benefit of 1% fuel surcharge waiver is available at all petrol pumps.

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HDFC MoneyBack+ Credit Card

Joining Charge: Rs 500

Annual charge: Rs 500

Specialty

Purchases made on Flipkart, Amazon, Swiggy, Reliance Smart Superstore and BigBasket earn cashpoints which are multiplied 10 times.

Earn 5X CashPoints when you spend for EMI at any merchant location.

2 cashpoints are earned for every spend above Rs 150 in all categories except fuel, wallet reload, prepaid card load, voucher purchases.

You can avail the acquisition benefit of 500 cashpoints. Here 1 cashpoint is equal to Rs 0.25.

1% fuel surcharge waiver on transactions ranging from Rs 400 to Rs 5,000.

Axis Bank ACE Credit Card

Joining fee: Rs 499

Annual Fee: Rs 499

Specialty

5% cashback on all bill payments, DTH recharges and mobile recharges through Google Pay.

4% cashback on transactions with Swiggy, Ola and Zomato.

1.5% cashback on all other spends.

Benefit of 4 domestic lounge visits every year based on your spending.

All petrol pumps offer 1% discount on transactions between Rs 400 and Rs 4,000.