SIP Best Return in 10 Years :Mutual funds promote long term investment among investors. Financial advisors recommend long-term investments in the equity mutual fund category. Generally, a time period of 10 years can be an ideal benchmark for investors. With an investment period of 10 years, an investor can properly take advantage of the power of compounding. At the same time, in such a long period, the market risks are covered and the chances of getting high returns increase. There are many such schemes in the mutual fund market, which, whether lump sum investment or investment through SIP, have given annual returns of 22 to 29 percent in the last 10 years.
Here we have given information about 5 such equity mutual fund schemes, which have been toppers on the return chart in 10 years. In all these, the value of monthly SIP of Rs 10 thousand increased to more than Rs 50 lakh. Whereas on lump sum investment, the investors’ money has increased by 7 to 8 times. That means the absolute return was more than 750 percent.
Top SIP Return: HDFC MF’s super scheme, 195 times return on one time investment, Rs 2 crore from SIP of Rs 1000
Nippon India Small Cap Fund
Nippon India Smallcap Fund has given 26.73 percent annualized return to SIP investors in the last 10 years. Those who did monthly SIP of Rs 10,000 with upfront investment of Rs 1 lakh got more than Rs 60 lakh after 10 years.
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Duration: 10 years
Annualized Return: 26.73%
Total investment in 10 years: Rs 13 lakh
SIP value after 10 years: Rs 60,22,554
return on lump sum
Nippon India Smallcap Fund has given returns of 23.94 percent per annum to lump sum investors in the last 10 years. The money of those who invested Rs 1 lakh one time in this fund increased to Rs 8,56,923. That means the absolute return has been 757 percent.
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 100
Total Assets: Rs 62259.56 crore (September 30, 2024)
Expense ratio: 0.66% (September 30, 2024)
Cost Effective SIP: 5 mutual funds that are economical in investment but strong in returns, are increasing money in SIP at the rate of 25 to 29%
SBI Small Cap Fund
SBI Smallcap Fund has given 23.82 percent annualized returns to SIP investors in the last 10 years. Those who did monthly SIP of Rs 10,000 with upfront investment of Rs 1 lakh got more than Rs 50 lakh after 10 years.
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Duration: 10 years
Annualized Return: 23.82%
Total investment in 10 years: Rs 13 lakh
SIP value after 10 years: Rs 50,79,254
return on lump sum
SBI Smallcap Fund has given returns of 23.73 percent per annum to lump sum investors in the last 10 years. The money of those who invested Rs 1 lakh one time in this fund increased to Rs 8,42,306. That means the absolute return has been 742 percent.
Minimum lump sum investment: Rs 5000
Minimum SIP: Rs 500
Total Assets: Rs 34,217 crore (September 30, 2024)
Expense ratio: 1.66% (September 30, 2024)
SIP Return: Top 5 mutual funds in 15 years in returns, all made Rs 1 crore from SIP of Rs 10 thousand, money increased 18 times in lump sum
Quant ELSS Tax Saver Fund
Quant ELSS Tax Saver Fund has given 25.5 percent annualized returns to SIP investors in the last 10 years. Those who did a monthly SIP of Rs 10,000 with an upfront investment of Rs 1 lakh got more than Rs 56 lakh after 10 years.
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Duration: 10 years
Annualized Return: 25.50%
Total investment in 10 years: Rs 13 lakh
SIP value after 10 years: Rs 56,04,882
return on lump sum
Quant ELSS Tax Saver Fund has given returns of 23.45 percent per annum to lump sum investors in the last 10 years. The money of those who invested Rs 1 lakh one time in this fund increased to Rs 8,23,809. That means the absolute return has been 724 percent.
Minimum lump sum investment: Rs 500
Minimum SIP: Rs 500
Total Assets: Rs 11,561 crore (September 30, 2024)
Expense Ratio: 0.65% (September 30, 2024)
King of SIP: Scheme to convert only Rs 10 thousand into Rs 42 lakh, got Rs 4 crore from SIP of Rs 1500, 4 star award is attached to it
Motilal Oswal Midcap Fund
Motilal Oswal Midcap Fund has given 24.77 percent annualized returns to SIP investors in the last 10 years. Those who did monthly SIP of Rs 10,000 with upfront investment of Rs 1 lakh got around Rs 54 lakh after 10 years.
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Duration: 10 years
Annualized Return: 24.77%
Total investment in 10 years: Rs 13 lakh
SIP value after 10 years: Rs 53,71,341
return on lump sum
Motilal Oswal Midcap Fund has given returns of 22.18 percent per annum to lump sum investors in the last 10 years. The money of those who invested Rs 1 lakh one time in this fund increased to Rs 7,42,814. That means the absolute return has been 643 percent.
Minimum lump sum investment: Rs 500
Minimum SIP: Rs 500
Total Assets: Rs 18,604 crore (September 30, 2024)
Expense ratio: 0.58% (September 30, 2024)
SIP Rating: 5 mutual funds giving 4 to 6 times returns in 5 years, money increased in SIP at the rate of 44% annually, all have strong ratings
Kotak Small Cap Fund
Kotak Smallcap Fund has given 23.60 percent annualized returns to SIP investors in the last 10 years. Those who did monthly SIP of Rs 10,000 with upfront investment of Rs 1 lakh got more than Rs 50 lakh after 10 years.
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Duration: 10 years
Annualized Return: 23.607%
Total investment in 10 years: Rs 13 lakh
SIP value after 10 years: Rs 50,13,945
return on lump sum
Kotak Smallcap Fund has given returns of 21.31 percent per annum to lump sum investors in the last 10 years. The money of those who invested Rs 1 lakh one time in this fund increased to Rs 6,90,186. That means the absolute return has been 590 percent.
Minimum lump sum investment: Rs 100
Minimum SIP: Rs 100
Total Assets: Rs 18,287 crore (September 30, 2024)
Expense ratio: 0.48% (September 30, 2024)
(Source: Value Research)
(Disclaimer: The purpose of this article is only to provide information, it is not an advice to invest in any scheme. Take any investment decision only after getting complete information about the scheme and taking the opinion of your investment advisor.)
