HDFC Mutual Fund Top Scheme:HDFC Top 100 Fund, the top scheme of HDFC Mutual Fund in the largecap category, has given high returns to investors in every phase. It is included in the top scheme giving returns in its category during the last 28 years since its launch. Since its launch, this fund has given 19.50 percent annualized return on lump sum investment and 18.57 percent annualized return on SIP investment.
The inception date of HDFC Top 100 Fund is 11 October 1996. This means that this fund has completed 28 years since its inception last October. That means this fund has remained a wealth creator for investors continuously for the last 28 years. The asset under management (AUM) of this fund as of November 30, 2024 was Rs 36,587.24 crore. Whereas the expense ratio of the regular plan of the fund is 1.60 percent. The benchmark for this is NIFTY 100 TRI. In this, SIP can be started with a minimum of Rs 100. Lump sum investment can also be done with Rs 100.
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HDFC Top 100 Fund: SIP Performance of the fund
SIP data in HDFC Top 100 Fund is available for the last 28 years. In 28 years, this fund has given 18.57% annualized returns to investors. In this, those who did SIP of just Rs 3000 will now have accumulated funds of around Rs 2.50 crore.
Annualized return of SIP in 28 years: 18.57%
Monthly SIP amount: Rs 3000
Total investment in 28 years: Rs 10,08,000
Total value of SIP in 28 years: Rs 2,48,80,284
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HDFC Top 100 Fund: Overall performance of the fund
1 year return: 37.57%
Value of investment of Rs 1 lakh: Rs 1,37,811
3 year return: 20.08%
Value of investment of Rs 1 lakh: Rs 1,73,240
5 year return: 20.20%
Value of investment of Rs 1 lakh: Rs 2,51,201
10 year return: 13.99%
Value of investment of Rs 1 lakh: Rs 3,70,935
Return since inception: 19.50%
Value of investment of Rs 1 lakh: Rs 1,46,21,691
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Portfolio: Top Holding
ICICI Bank: 10.65%
HDFC Bank: 9.58%
NTPC Limited: 6.12%
Larsen and Toubro: 5.78%
Bharti Airtel: 5.27%
Infosys: 4.33%
Axis Bank: 4.29%
ITC Ltd: 4.25%
Reliance Industries: 3.51%
Coal India: 3.42%
Return King: This fund became the return king of 5 years, 1 lakh became 4.5 lakh, money increased at the rate of 44% annually on SIP
HDFC Top 100 Fund: Why is this scheme a better option?
An open-ended equity scheme that invests primarily in large cap stocks. The aim of this scheme is to increase the wealth of investors in the long term. As per the rules of market regulator SEBI, this fund will maintain at least 80 percent exposure in large cap stocks. Largecap means the current top 100 companies of India in terms of full market capitalization. Generally, large cap companies are well-established businesses, which are not much affected by short-term market fluctuations.
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These companies are diversified across key sectors and economic variables and are market leaders in their respective sectors. HDFC Top 100 Fund is the right option for those investors who aim to grow their wealth manifold through long term investments. Due to presence of large cap stocks in the portfolio, the risk is also less.
(Note: We have given information here based on the performance of a mutual fund scheme. This is not investment advice. There are risks in the market, so consult a financial advisor before investing.)
