SIP in Best MidCap Mutual Funds: Midcap mutual funds are continuously giving better returns to investors. In this fund, investors can invest up to 100 percent of their money in midcap companies in terms of market cap. Mid cap mutual funds are the right combination of risk and return. Anyway, due to giving high returns in the long term, investors are more attracted towards the midcap category. If your investment goal is for at least 5 years then these funds are a better option. If we look at the return graph of the last 5 years, this proves to be true. There are many midcap mutual fund schemes in which lump sum and SIP returns have been between 27 percent to 38 percent in 5 years. On lump sum, investors’ money has increased 4 times in 5 years.
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Midcap funds are known to give high returns, because good macro environment leads to good growth in midcap stocks. Due to which the returns of equity midcap funds investing in midcap stocks increase. Mid-cap mutual funds generally give better returns than large-cap mutual funds. Belonging to the equity fund category, they are slightly riskier than large-cap mutual funds, but if market conditions are favorable they often provide better returns than large-cap funds. These funds provide balance to the portfolio.
SIP Topper: This midcap mutual fund became number 1 in 5 years and 10 years, SIP people got the highest returns
Quant Mid Cap Fund
5 year annualized lump sum return: 32.69%
Total investment: Rs 1 lakh
Total corpus in 5 years: Rs 4,11,330.55 (Rs 4.11 lakh)
Total profit: Rs 3,11,330.55 (Rs 3.11 lakh)
5 year annualized SIP return: 31.09%
Monthly SIP Investment: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 12,87,093
Launch date of the fund: January 1, 2013
Returns since launch: 18.74% per annum
Total AUM: Rs 8891 crore (December 31, 2024)
Expense ratio: 0.59% (December 31, 2024)
Minimum lump sum investment: Rs 5000
Minimum SIP investment: Rs 1000
Motilal Oswal Midcap Fund
5 year annualized lump sum return: 30.74%
Total investment: Rs 1 lakh
Total corpus in 5 years: Rs 3,81,982 (Rs 3.82 lakh)
Total profit: Rs 3,11,330.55 (Rs 2.82 lakh)
5 year annualized SIP return: 37.64%
Monthly SIP Investment: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 14,99,817
Fund launch date: February 24, 2014
Returns since launch: 25.10% per annum
Total AUM: Rs 26,421 crore (December 31, 2024)
Expense ratio: 0.65% (December 31, 2024)
Minimum lump sum investment: Rs 500
Minimum SIP investment: Rs 500
SIP Return: This scheme of HDFC Mutual Fund made SIP of Rs 2000 Rs 4 crore, included in top 3 in terms of AUM.
Edelweiss Mid Cap Fund
5 year annualized lump sum return: 29.32%
Total investment: Rs 1 lakh
Total corpus in 5 years: Rs 3,61,683 (Rs 3.62 lakh)
Total profit: Rs 3,11,330.55 (Rs 2.62 lakh)
5 year annualized SIP return: 31.98%
Monthly SIP Investment: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 13,14,298
Launch date of the fund: January 1, 2013
Returns since launch: 22.89% per annum
Total AUM: Rs 8666 crore (December 31, 2024)
Expense ratio: 0.39% (December 31, 2024)
Minimum lump sum investment: Rs 100
Minimum SIP investment: Rs 100
Mahindra Manulife Mid Cap Fund
5 Year Annualized Lump Sum Return: 27.57%
Total investment: Rs 1 lakh
Total corpus in 5 years: Rs 3,37,864.67 (Rs 3.38 lakh)
Total profit: Rs 2,37,864.67 (Rs 2.38 lakh)
5 year annualized SIP return: 29.95%
Monthly SIP Investment: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 12,52,960
Fund launch date: January 30, 2018
Returns since launch: 20.03% per annum
Total AUM: Rs 3,529 crore (December 31, 2024)
Expense ratio: 0.46% (December 31, 2024)
Minimum lump sum investment: Rs 1000
Minimum SIP investment: Rs 500
SIP in Debt Funds vs FD: Is SIP working well in debt funds, or is 5 year FD better?
PGIM India Midcap Opportunities Fund
5 year annualized lump sum return: 27.54%
Total investment: Rs 1 lakh
Total corpus in 5 years: Rs 3,37,467.58 (Rs 3.37 lakh)
Total profit: Rs 2,37,467.58 (Rs 2.37 lakh)
5 year annualized SIP return: 23.54%
Monthly SIP Investment: Rs 10,000
Total SIP amount in 5 years: Rs 6,00,000
Total value of SIP after 5 years: Rs 10,75,340
Fund launch date: December 2, 2013
Returns since launch: 19.06% per annum
Total AUM: Rs 11,285 crore (December 31, 2024)
Expense ratio: 0.46% (December 31, 2024)
Minimum lump sum investment: Rs 5000
Minimum SIP investment: Rs 1000
(Source: Value Research, Fact Sheet)
(Note: It is not guaranteed whether the past returns in any equity fund will continue or not. This may or may not continue in the future. There are risks in the market, so seek expert advice before investing.)
