EPFO Claim Rejections: Common Mistakes and How to Avoid Them: Are you also not able to use PF money? The claim form filled to withdraw money from PF account is getting rejected again and again. If you are facing this kind of problem, then today we will know about the reason for claim rejection and its solution. Here, information is given about the common mistakes in filling the claim form. By understanding these reasons, you can get rid of the problems of claim form rejection. Let us know about the reasons for claim rejection and their solutions.
Reasons and solutions for repeated claim form rejections
mismatched information
In fact, when the information filled by the employer in the claim form does not match with the EPFO data, the claim gets rejected and the employer is unable to understand these small mistakes. In such a situation, it is important that while filling the claim form, you should pay attention to five important points regarding mismatched information.
Name, father or husband’s name
Date of joining or leaving the job
Incomplete KYC of important documents like bank account, PAN and passport
incomplete bank details
errors in age or date of birth
Many times there is a difference between the name recorded on Aadhaar and EPFO portal. If so, then it can be rectified by submitting a joint declaration along with the application.
Also read: EPFO: Centralized pension system implemented in the country, now EPFO members will be able to withdraw pension from any bank.
mistake in date of birth
Second mistake is regarding date of birth. If there is a difference between the date of birth mentioned in EPFO records and the date of birth mentioned on the claim, your claim may be rejected.
Not keeping KYC updated
Even if KYC details are not complete and verified, your claim may be rejected. In such a situation, to avoid delays or repeated rejections, complete the KYC formalities before filing the claim. It is worth noting that to correct any mistake in the Aadhar card, you will have to contact your nearest Aadhar Seva Kendra.
Negligence in giving bank details
Many times, even after entering the correct bank account number, IFSC code and all the details, an error often appears. That is, the employer may have used a joint account while filling the claim form, if the joint account is with your spouse then the PF department accepts it but in case of anyone else, the account details are rejected. It is also possible that due to the merger of banks, the IFSC code of your bank has been changed.
Also read: PF Balance Check: Money is deducted from salary every month but check whether it is deposited in PF account or not.
blurred bank passbook or cheque
Many times, blurring of uploaded check or passbook becomes the reason for rejection of advance withdrawal claim. In such a situation, the employer should upload only the original photo of the check or passbook while filling the claim form and should not make the mistake of uploading the photocopy. In case of any of the above mistakes, the member will have to update his bank KYC again on the PF portal and it will be re-approved.
incomplete information
Many times incomplete details given by the EPFO member or the company also become the reason for claim rejection. Two points are important among these. First the details related to the certificate and second the incomplete information given in the cheque. In fact, it is necessary to attach certificates or self-declared documents with some claims. Before applying, check that the required documents are not incomplete, otherwise the claim may be rejected.
Ignoring these things while giving check or passbook
It is necessary to upload a copy of your check or passbook at the time of advance PF withdrawal. Keep in mind that your name should be written on the cheque. Or upload the first page of your bank passbook. Also ensure that the passbook page contains the same name and bank details as given in your KYC on the APFO portal.
Date of leaving or joining job not updated
Many times the date of leaving the job is not updated or the dates of joining and leaving the job do not match with the records due to which the claim gets rejected.
Also read: Best SIP Return: Absolute return of 76% in 3 years and 130% in 5 years, this scheme of Motilal Oswal gave huge profits, where is the money invested?
not meeting eligibility
Many times non-eligibility is also the reason for claim rejection. Therefore, the eligibility should be fulfilled by the EPFO member while filling the claim form. Otherwise the application is rejected.
Aadhaar not linked with UAN number
Universal account number i.e. UAN number not being linked to Aadhaar can also be a reason for claim rejection.
filling wrong form
Another reason for claim rejection is filling of wrong form, sometimes using wrong withdrawal or transfer form also becomes the reason for rejection.
If you want that your claims are not rejected and you want to get your money quickly, then keep in mind the things mentioned in this article. Always keep your KYC updated. By keeping in mind these advice given by EPFO, you can use PF money to meet your financial needs.