SIP in SBI Mutual Fund: There are some fund houses in the market, which have been offering different schemes to investors for almost 3 decades. Among these, there is also SBI Mutual Fund, which is included in the leading fund houses of the country. It is the mutual fund arm of the country’s largest public sector bank, State Bank of India (SBI), which was started in 1987. During the last 37 years, it has given many mutual fund schemes to investors. SBI Mutual Fund is offering schemes ranging from equity, debt to hybrid categories. Investors can invest in these considering their age and risk profile.
Return King: This fund became the return king of 5 years, 1 lakh became 4.5 lakh, money increased at the rate of 44% annually on SIP
The total asset under management of SBI Mutual Fund was around Rs 11,19,757 crore by the end of September 2024. There are some schemes of the fund house which have been true wealth creators for the investors. If we look at the return chart of the last 3 years, there are many schemes whose lump sum returns have been 26 to 38 percent annually. Whereas those doing SIP have got returns ranging from 28 to 41 percent per annum. Here we have given information about top performing 5 schemes on the basis of 3 years performance.
NPS Active Choice: Active Choice in NPS will give more benefits, it will be easy to arrange pension of Rs 1 lakh
1. SBI PSU Fund
SBI PSU Fund has given 37.84 percent annualized return on lump sum investment in 3 years. Whereas doing SIP in 3 years has given 41.23 percent annualized return. The latest AUM of the fund is Rs 4686 crore so the expense ratio is 0.74%.
Lams even performance of the fund
Return in 3 years: 37.84% per annum
Lump sum investment: Rs 1 lakh
Value of investment in 3 years: Rs 2,61,894 (Rs 2.62 lakh)
Total profit: Rs 1,61,894 (Rs 1.62 lakh)
SIP performance of the fund
SIP return in 3 years: 41.23% per annum
Monthly SIP amount: Rs 10,000
Total investment in 3 years: Rs 3,60,000
Value of SIP in 3 years: Rs 6,40,432
Power of SIP: Despite weak rating, this scheme increased the money 284 times, corpus of Rs 2 crore created from SIP of Rs 1,000
2. SBI Infrastructure Fund
SBI Infrastructure Fund has given 28.40 percent annualized return on lump sum investment in 3 years. Whereas doing SIP in 3 years has given 33.39 percent annualized return. The latest AUM of the fund is Rs 5006 crore so the expense ratio is 0.92%.
Lams even performance of the fund
Return in 3 years: 28.40% per annum
Lump sum investment: Rs 1 lakh
Value of investment in 3 years: Rs 2,11,687 (Rs 2.12 lakh)
Total profit: Rs 1,11,687 (Rs 1.12 lakh)
SIP performance of the fund
SIP return in 3 years: 33.39% per annum
Monthly SIP amount: Rs 10,000
Total investment in 3 years: Rs 3,60,000
Value of SIP in 3 years: Rs 5,78,741
This scheme of Nippon India topped its category, increased the money 19 times in 12 years, 28% annualized return on SIP
3. SBI Long Term Equity Fund
SBI Infrastructure Fund has given 26.57 percent annualized return on lump sum investment in 3 years. Whereas doing SIP in 3 years has given 33.09 percent annualized return. The latest AUM of the fund is Rs 27,847 crore and the expense ratio is 0.93%.
Lams even performance of the fund
Return in 3 years: 26.57% per annum
Lump sum investment: Rs 1 lakh
Value of investment in 3 years: Rs 2,02,764 (Rs 2.03 lakh)
Total profit: Rs 1,02,764 (Rs 1.03 lakh)
SIP performance of the fund
SIP return in 3 years: 33.09% per annum
Monthly SIP amount: Rs 10,000
Total investment in 3 years: Rs 3,60,000
Value of SIP in 3 years: Rs 5,76,445
Mutual Funds Topper: These 20 mutual funds became toppers of 2024, got 45 to 70% returns this year, have you done SIP
4. SBI Healthcare Opportunities Fund
SBI Healthcare Opportunities Fund has given 26.51 percent annualized return on lump sum investment in 3 years. Whereas doing SIP in 3 years has given 36.52 percent annualized return. The latest AUM of the fund is Rs 3,460 crore so the expense ratio is 0.89%.
Lams even performance of the fund
Return in 3 years: 26.51% per annum
Lump sum investment: Rs 1 lakh
Value of investment in 3 years: Rs 2,02,476.47 (Rs 2.03 lakh)
Total profit: Rs 1,02,476.47 (Rs 1.03 lakh)
SIP performance of the fund
SIP return in 3 years: 36.52% per annum
Monthly SIP amount: Rs 10,000
Total investment in 3 years: Rs 3,60,000
Value of SIP in 3 years: Rs 6,02,883
5. SBI Contra Fund
SBI Contra Fund has given 25.55 percent annualized return on lump sum investment in 3 years. Whereas doing SIP in 3 years has given 28.83 percent annualized return. The latest AUM of the fund is Rs 41,907 crore and the expense ratio is 0.57%.
Lams even performance of the fund
Return in 3 years: 25.55% per annum
Lump sum investment: Rs 1 lakh
Value of investment in 3 years: Rs 2,00,037 (Rs 2 lakh)
Total profit: Rs 1,00,037 (Rs 1 lakh)
SIP performance of the fund
SIP return in 3 years: 28.83% per annum
Monthly SIP amount: Rs 10,000
Total investment in 3 years: Rs 3,60,000
Value of SIP in 3 years: Rs 5,44,724
(Source: Value Research)
(Note: There is no guarantee whether the past returns in any equity fund will continue or not. It may or may not continue in the future. There is risk in the market, so seek expert advice before investing.)
