LIC Bima Sakhi Scheme: LIC has started the Bima Sakhi scheme to make lakhs of women and daughters in the country insurance agents i.e. women career agents. Under this scheme, a target has been set to provide employment to 2 lakh women in the next three years. Under Bima Sakhi Scheme, 10th pass daughters and women are to be trained and during this they will also get some money for the first three years. The women who are part of the scheme will provide social security to the families by spreading the Insurance for All mission among the people. LIC has also set some standards for Bima Sakhis, by fulfilling which these women can earn more than Rs 15 thousand every month. Let us know how Bima Sakhis who are a part of LIC scheme can become financially strong and self-reliant.
Prime Minister Narendra Modi recently launched the Bima Sakhi scheme of LIC from Panipat, Haryana. The objective of Bima Sakhi Yojana is to make women and daughters financially empowered and self-reliant. Launching the Bima Sakhi scheme, Prime Minister Narendra Modi said that like Bank Sakhi and Krishi Sakhi, Bima Sakhi associated with women self-help groups is also going to become the pillar of developed India. He said that the service which women were once deprived of, today they are being given the responsibility of connecting other people to the same service.
Also read: Bima Sakhi: The biggest advantage of becoming a Bima Sakhi, having a bachelor’s degree will open the way to become a development officer.
PM Modi has said that Bima Sakhi is going to play an important role in the insurance sector, which will further strengthen the Insurance for All mission. By becoming a part of Bima Sakhi Yojana, women will get the opportunity to have a financially independent and stable career and through this they will be able to provide additional income to the family. Under the scheme, by becoming insurance agents, women will provide social security to the families by spreading the Insurance for All mission among the people.
Citing statistics related to the insurance sector, PM Modi said during this time that an LIC agent earns an average of Rs 15 thousand every month. He said that Bima Sakhis will earn more than Rs 1.75 lakh every year, which will provide additional income to the family. The Prime Minister said that the contribution of Bima Sakhis will be much more than just earning money. He said that our goal in India is insurance for all. He said that this is necessary for social security and to eradicate poverty from its roots. He also emphasized that Bima Sakhis will strengthen the mission of insurance for all.
Also read: LIC Bima Sakhi: What is LIC’s Bima Sakhi scheme, how much money will you get every month? Eligibility and how to apply
Bima Sakhi will be able to earn more than Rs 1.75 lakh every year
Under LIC’s Bima Sakhi scheme, the annual income of educated women can exceed Rs 1.75 lakh. That means, according to this, those Bima Sakhis will be able to earn more than Rs 14,600 every month. Let us understand how?
We all know that the women who become part of the Bima Sakhi scheme will be given training for the first three years. During training, each Bima Sakhi is to get a stipend of Rs 7000 per month in the first year, Rs 6000 in the second year and Rs 5000 per month in the third year. However, under this scheme of LIC, women and girls who become Bima Sakhi have to fulfill some important standards. These 10th pass insurance agents have to sell at least 24 policies every year. On fulfilling this standard, Bima Sakhis will get Rs 48,000 annually as commission for 24 policies along with monthly stipend. That means he will earn Rs 2000 as commission on one policy. Apart from this, they will also get the benefit of bonus per policy.
Suppose a Bima Sakhi sells 24 policies in the first year. Apart from selling the same number of policies in the second year, it also retains 16 out of 24 policies sold in the first year. Similarly, if she sells 24 policies in the third year and keeps 32 policies out of 48 sold in the first and second years as equity, then in this way her total monthly income including stipend, commission and bonus in the third year will be more than Rs 14600.
Commission for 24 policies – Rs 48,000
Commission from 32 renew policies – Rs 64,000
Third year stipend – Rs 5000 X 12 – Rs 60,000
Apart from this, Bima Sakhis are also to get the benefit of bonus per policy.
In this way Bima Sakhis will be able to earn more than Rs 1.75 lakh annually.
Also read: LIC Bima Sakhi: How will Bima Sakhi be recruited in LIC? full details
How to apply to become a Bima Sakhi
With LIC’s Bima Sakhi scheme, women will not only become self-reliant but will also be financially empowered. PM Modi has said that Bima Sakhi is going to play an important role in the insurance sector, which will further strengthen the Insurance for All mission. If your age is between 18 to 70 years and you want to become a Bima Sakhi of LIC, then for this you can contact your nearest LIC branch. If you want, you can apply online from home by visiting the official website of LIC www.licindia.in. Let us tell you that to become a Bima Sakhi in LIC, it is necessary to have at least 10th pass.
