5 Star Rated Mutual Funds:A better option for investing in the market is equity mutual funds (Equity Mutual FundsIs. Investing here is considered safer than investing money directly in the stock market. At the same time, these schemes are equity linked, due to which there is hope of getting high returns in them. However, this is possible only when you identify the right scheme. If you choose the wrong scheme in haste and without thinking, then there is a fear of loss. One of the steps in the process of choosing the right equity scheme in a mutual fund is to check the rating of that scheme (high rated mutual funds)Can check. Based on research history, expense ratio, presence of strong stocks in the portfolio, ratings like 1 star, 2 star, 3 star, 4 star or 5 star are given to a scheme by rating agencies like ICRA, CRISIL or Value Research. Funds with 5 star rating meet most of the parameters, due to which their rating is high.
Quant Infrastructure Fund
5 year return: 37.55% per annum
5 Year Absolute Return: 393%
Value of investment of Rs 1 lakh in 5 years: Rs 4,93,277
5 year SIP return: 46.47% per annum
Value of 5000 monthly SIP in 5 years: Rs 9,17,027
Total Assets: Rs 2498.18 crore
Expense Ratio: 0.73%
(Two other schemes of Quant Mutual Fund, Quant Mid Cap and Quant ELSS Tax Saver Fund have also given 35 percent and 34 percent annual returns in 5 years.)
Tata Small Cap Fund
5 year return: 30% per annum
5 Year Absolute Return: 274%
Value of investment of Rs 1 lakh in 5 years: Rs 3,74,301
5 year SIP returns: 36% per annum
Value of 5000 monthly SIP in 5 years: Rs 7,19,487
Total Assets: 6236.38 crores
Expense ratio: 0.29%
Motilal Oswal Midcap Dir
5 year return: 28.65% per annum
5 Year Absolute Return: 253%
Value of investment of Rs 1 lakh in 5 years: Rs 3,52,709
5 year SIP returns: 36% per annum
Value of 5000 monthly SIP in 5 years: Rs 7,21,533
Total Assets: 8986.69 crores
Expense ratio: 0.61%
Axis Small Cap
5 year return: 28.53% per annum
5 Year Absolute Return: 251%
Value of investment of Rs 1 lakh in 5 years: Rs 3,51,312
5 year SIP returns: 29.69% per annum
Value of 5000 monthly SIP in 5 years: Rs 6,22,708
Total Assets: Rs 19029.59 crore
Expense Ratio: 0.52%
Bank of India ELSS Tax Saver Fund Dir
5 year return: 27.46% per annum
5 Year Absolute Return: 237%
Value of investment of Rs 1 lakh in 5 years: Rs 3,36,862
5 year SIP return: 30.44% per annum
Value of 5000 monthly SIP in 5 years: Rs 6,33,771
Total Assets: Rs 1210.15 crore
Expense ratio: 1.19%
(Source: Value Research)
Features of top rated scheme
Investing in top rated mutual funds can be a wise decision. Top-rated funds have lower expense ratios, meaning investment costs are lower. The specialty of top-rated funds is that they have low limits on the initial investment amount. Also their return history is better. In these, the returns are higher than other schemes or other schemes of the same category, there, due to the strong stock portfolio, higher returns are expected in future also. The potential risk is also less in these. Mutual fund ratings are typically a measurement of a fund’s historical risk-adjusted performance over different time frames. In this both return and risk are assessed.
