Best Airport Lounge Credit Card: When you go to catch the flight, the airlines say that you should reach the airport a few hours before the flight time. This is necessary so that the work like safety check, taking boarding and checking the bag can be done comfortably. But what if all these works are left for flight or flight is deleted? In such a situation, you can spend this time by staying in the airport lounge in a calm environment, beyond noise. Although the lounge is usually used by paying money, but some banks give it free on special credit cards.
For better use of the airport lounge, it is necessary to first understand these aspects.
What is the airport lounge?
Airport lounge is a place where you can sit comfortably and spend time waiting for your flight. Here you get comfortable seats, free food and drink facilities like fast Wi-Fi. Some lounge also have facilities to play games, take shower, spa or massage.
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How to reach the airport lounge?
It is not easy to go to the airport lounge, because the access there is slightly limited. If you want, you can pay some money to use the lounge. But if you have some special credit cards, debit cards or frequent flyer programs (FFP) of Airlines, then you can get access to lounge free. And the best thing is that when you use the lounge through a credit card, the bank gives money to the lounge operator on your behalf, and you get all these facilities for free!
Air travel has increased a lot in the last few years. Given this increase, many banks started giving free airport lounge access on their credit cards, so that more customers could be attracted. Many customers took these credit cards and started taking advantage of free airport lounge access. Some people used to take credit cards only for airport lounge access. Due to this, crowds started increasing in the airport lounge and long lines started for free access.
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When customers take advantage of free lounge access, the bank has to pay to the lounge operator. But when people reduce their credit cards or only for need, then this free lounge access to the bank becomes a loss deal. Therefore, recently many banks have linked free airport lounge access to credit cards. Also, some banks have also reduced the number of free lounge visits in the year. The customer has to spend a fixed amount to get free airport lounge access, whether in the month or in the quarter. Due to the expenditure incurred on the credit card, the bank gets to some extent that he has done in giving a lounge access to the customer. Most of the banks have linked free airport lounge access on their credit cards to expenses. However, there are some credit cards that provide free airport lounge access without any expense.
Now let’s take a look at those credit cards that offer airport lounge access to cardholders for free. Also, we will know how many people will have to pay for the card and how many times a free entry can be found in the lounge at how many expenses.
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1. HDFC Bank Tata Neu Infinity Credit Card
Joining Charge – Rs 1499 and applicable tax
Annual Charge – Rs 1499 and applicable tax. If you spend Rs 3 lakh or more in the year before the renewal date, then the renewal fee will be forgiven.
8 louge accesses are available for free in every calendar year for domestic airport. In which two accesses are given in every quarter.
On using Priority Pass, 4 international lounge accesses a year are available for free.
This offer is applicable to Rupay (which will charge an additional $ 3.25) and cards with both VISA networks.
2 HSBC Live+ Credit Card
Joining Charge – 999 rupees
Annual Charge – 999 rupees. If you spend 2 lakh rupees or more in a year, renewal fees will be waived.
HSBC Live+ Credit Card gives you 4 free domestic airport lounge access every year, which is available once every quarter.
3. SBI Elite Credit Card
Joining Charge – 0 rupees
Annual Charge – Renewal fees from the second year will be Rs 4,999.
You get a priority pass program priced at $ 99.
You can do 6 free international airport lounge visits every year.
You can also do 2 free domestic airport lounge visits every quarter.
4. Axis Magnus Credit Card
Joining Charge – Rs 12,500 and applicable tax
Annual Charge – If you spend 25 lakh rupees or more in a year, renewal fees will be forgiven.
This card gives a lot of savings on travel expenses:
Unlimited free international lounge access can be availed through Priority Pass, including four additional guest visits every year.
Both primary and ad-on card holders get unlimited domestic airport lounge visits. To get this benefit, it is necessary to spend at least Rs 50,000 every quarter.
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5. Axis Bank Atlas Credit Card
The number of free airport lounge visits on this credit card depends on the membership tier of the cardholder. All cardholders begin as silver members. Based on the cost of the card’s membership in the year, they become gold or platinum members. Free lounge access is available like this.
Tier | Free domestic lounge access | Free International Lounge Access |
Silver | 8 | 4 |
Gold | 12 | 6 |
Platinum | 18 | 12 |
It is worth noting that free lounge for gold and platinum tier is related to access expenses. However, there is no condition of spending to get airport lounge access for the silver member (base tier). Apart from this, there are some more credit cards that provide free airport lounge access without conditions without expenses.
(Note – This list of credit cards offering free airport lounge access is prepared by Bank Bazaar.com. Before choosing any card, customers are advised to take a decision by confirming the conditions and facilities of the related card before selecting the above card.