SIP in HDFC Mutual Funds Scheme:It has been 30 years since HDFC Mutual Fund’s Flexi Cap Scheme was launched. This scheme was launched on 1 January 1995 and it will be 30 years since it was launched on 1 January 2025. At present, this scheme has remained a wealth creator for investors since its inception. If someone has started investing Rs 2000 every month through Systematic Investment Plan (SIP) in HDFC Flexi Cap Fund from the very beginning, then he will now have a fund of around Rs 4 crore. Even after investing one time, this scheme has given 181 times return to the investors.
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Top funds in terms of AUM
HDFC Mutual Fund’s scheme HDFC Flexi Cap Fund is included in the top 3 in terms of Assets Under Management (AUM) in the mutual fund industry. The current asset under management of this scheme, which was started on January 1, 1995, is Rs 66,344 crore. Whereas the expense ratio of HDFC Flexi Cap Fund – Regular Plan is 1.42 percent. This fund is not only big in size, but has also proved to be excellent in giving returns.
About the scheme
Launch date: January 1, 1995
Returns since launch: 18.92% per annum
Benchmark : NIFTY 500 TRI
Total AUM: Rs 66,344 crore (December 31, 2024)
Expense ratio: 1.42% (December 31, 2024)
Minimum investment: Rs 100
Minimum SIP: Rs 100
Fund Manager: Roshi Jain, Dhruv Muchhal
SCSS: Deposit funds in this scheme after retirement, 20 thousand rupees will come home every month, couples can take double benefit.
HDFC Flexicap Fund: SIP Performance of the fund
The inception date of HDFC Flexi Cap Fund is January 1, 1995. That means it will complete 30 years since its launch in the coming January. SIP data of 30 years in this fund is available on value research.
Annualized return of SIP in 30 years: 21.16%
Monthly SIP amount: Rs 2000
Total investment in 30 years: Rs 7,20,000
Total value of SIP in 29 years: Rs 3,97,97,406
HDFC Flexicap Fund: Performance of Lump Sum Investment
Returns since launch: 18.92% per annum
Launch date: January 1, 1995
One Time Investment: Rs 1,00,000
Value of investment of Rs 1 lakh: Rs 1,80,98,684.77 (Rs 1.81 crore)
1 year return: 19.95%
3 year return: 21.42% per annum
5 year return: 21.90% per annum
7 year return: 15.56% per annum
10 year return: 14.52% per annum
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Portfolio: Top Holdings
HDFC Bank: 9.62%
ICICI Bank: 9.56%
Axis Bank: 8.1%
Kotak Mahindra Bank : 4.44%
Cipla Ltd: 4.42%
Maruti Suzuki India : 4.09%
SBI Life Insurance Company: 4.06%
Bharti Airtel: 3.91%
HCL Technologies: 3.67%
PIRAMAL PHARMA : 2.91%
Portfolio: Top Sectors
Financial Services
Healthcare
Automobile and Auto Components
information technology
Telecommunication
capital goods
Consumer Services
Fast Moving Consumer Goods
Construction
Realty
SIP in Top Scheme: 5 mutual funds with 7 times return in 10 years, money increased by 22 to 25% annually in SIP, all got top rating
What is Flexi Cap Funds?
In flexi cap funds, the fund manager has complete freedom to invest in any stock falling in large-cap, mid-cap and small-cap segments. This flexibility allows the manager to allocate funds among stocks of different segments and sectors as per the market conditions. If the fund manager feels that large caps are performing well, he can allocate a large portion of the fund to large-cap stocks. Similarly, if needed, fund allocation in mid-cap or small-cap stocks can also be increased or decreased.
(Source: Fact Sheet, Alue Research)
(Note: It is not guaranteed whether the past returns in any equity fund will continue or not. This may or may not continue in the future. There are risks in the market, so seek expert advice before investing.)
