Maha Kumbh Mela Suraksha, PhonePe Launches unique Insurance Plan For Maha Kumbh Mela Attendees: Maha Kumbh Mela is going to start soon. Since its inception, PhonePe has launched a unique insurance plan for the devotees. The digital payment service provider company has named the plan Mahakumbh Mela Suraksha. PhonePe in collaboration with private sector general insurance company ICICI Lombard has started this special insurance scheme for the devotees of Maha Kumbh Mela. There are two types of plans in this scheme in which devotees traveling through both bus-train and flight modes will get coverage.
There are two types of plans
There is a silver plan for those who reach the Kumbh Mela through bus and train and a gold plan for the devotees who travel to the Maha Kumbh Mela by flight. Many expenses are covered in this insurance plan, such as hospitalization coverage, accident cover, doctor consultation, loss of check-in baggage, missed connecting flight, trip cancellation coverage. PhonePe has given this information through a press release issued on Thursday.
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How much does the plan cost?
Maha Kumbh Mela Protection, offered by PhonePe in association with ICICI Lombard, is priced between Rs 59 to Rs 99. Silver plan can be purchased at a price of Rs 59. And for the Silver scheme, customers will have to spend Rs 99.
How long will it be valid?
From 10 January 2025 to 28 February 2025
What will be covered in the policy
- Hospitalization
- personal accident
- doctor consultation
- Loss of check-in baggage
- missed connecting flight
- trip cancellation
According to PhonePe app
Hospitalization cover
There is a claim to reimburse up to Rs 50,000 in case of hospitalization due to illness or injury, in which there will be a deduction of Rs 500.
Doctor consultation i.e. OPD cover
Doctor consultation expenses for illness and injury will be covered up to Rs 1,500, with a deductible of Rs 500.
Personal accident i.e. personal accident coverage
Coverage up to Rs 1 lakh will be available in case of death or disability due to accidents.
Trip Cancellation Cover
If you cancel your trip due to medical emergency or natural calamity, there is a claim of reimbursement up to Rs 5,000 for non-refundable expenses.
Loss of check-in baggage cover
If the checked-in baggage is permanently lost while it is in the care of the common carrier, you will get coverage up to Rs 5,000. It has been told by PhonePe that its benefit is applicable only for policyholders of domestic flights.
Missed connecting flight cover
If your previous flight is delayed by more than three hours and you miss your connecting flight, the insurance company can reimburse your ticket cost up to Rs 5,000. This is applicable only for policyholders of domestic flights.
Apart from this, if the policy holder dies during the Maha Kumbh Yatra during the policy period, then under the insurance policy, a cover of up to Rs 10,000 will be available for bringing back his dead body to his home.
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Mahakumbh Mela 2025: How to buy plan from PhonePe
Open the PhonePe app.
Go to the insurance section.
Select the option “Let’s go to Mahakumbh” visible at the bottom.
Check the coverage and terms and conditions provided with the plan and click on Buy Now to purchase.
Choose the plan according to the bus, train or flight through which you are going to travel to Mahakumbh Mela and fill the email ID, name and names of family members.
After checking all the details, make payment to buy the plan.
On the occasion of the launch of the insurance plan, Vishal Gupta, CEO of PhonePe Insurance Broking Services, said that this is a special type of insurance for an important event like Maha Kumbh Mela. Anand Singhi, Retail Chief of private sector general insurance company ICICI Lombard, said in his statement that in collaboration with PhonePe, we have introduced an insurance which has never been done before. This has been done because PhonePe’s reach and understanding of customer needs is very good. We want devotees visiting the Maha Kumbh Mela to be able to focus on their religious journey, knowing that they are completely safe from unexpected threats.
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Keep these things in mind also
According to the PhonePe app, claims related to pre-existing medical conditions, whether declared or not, will not be covered under this plan.
People between the age of 1 to 70 years are eligible for this plan. Keep in mind that the policy should be purchased before the date of commencement of the journey. The start and end dates of the journey should be between 10 January to 28 February 2025.
Claims involving professional, semi-professional or adventure sports, including training and competition, will not be covered.
Once the plan is purchased, it cannot be cancelled.
Coverage under the plan is applicable during travel to, stay in, or return to Prayagraj, excluding trip cancellation.
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When is Maha Kumbh Mela starting?
Maha Kumbh Mela 2025 is being organized in Prayagraj, Uttar Pradesh, starting from 13 January and will continue till 25 February. It is one of the largest religious events in the world, which takes place once every 12 years. The royal bath rituals will be held on January 14 (Makar Sankranti), January 29 (Mauni Amavasya), and February 3 (Basant Panchami).
