Credit Cards for Diwali Shopping:Preparations for Diwali are near. People are making full preparations for this festival. People are also doing a lot of shopping during the festive season. If you want to save money this Diwali shopping, then you can use credit card. Currently, many cards are coming with special reward points and many benefit offers. A list of the best credit cards has been shared here to save money on Diwali shopping.
FinBooster: YES BANK – BankBazaar Co-branded Credit Card
There is no joining fee or annual charge for this.
You get 10 reward points for every Rs 200 spent on online dining.
You get 10 reward points for every Rs 200 spent on purchasing household items from online platforms.
You get 2 reward points for every Rs 200 spent on other expenses through the card.
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RBL Bank BankBazaar SaveMax Credit Card
With Xpress Cash, the user gets money in his account immediately.
Through this card, you get 10% cashback (maximum Rs 100 per month) on shopping from platforms like BookMyShow and Zomato. Let us tell you that these benefits are available separately on purchases from both the platforms.
EMI Infinity Pass offers up to 100% discount on Split n Pay fees.
With the RBL Bank MyCard app you can manage your credit cards, pay bills, avail merchant offers, and apply for loans faster.
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Amazon Pay ICICI Credit Card
Rewards are earned on the use of the card and there is no time limit for using these points.
You can save money by using these reward points on Amazon Pay partner merchants and shopping from Amazon.
Card users get no-cost EMI options of three or six months.
There is no expiry date for the reward points received on the use of this card.
Amazon Prime members get 5% rewards and non-Amazon Prime members get 3% rewards on using the card while shopping from Amazon India.
ICICI Platinum Chip Credit Card
With this card issued by ICICI Bank, users get 2 reward points for every Rs 100 spent, which they can convert into their favorite products. Also, this card is secured with chip technology, making your transactions completely secure.
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HSBC Platinum Credit Card
Within 30 days of receiving the HSBC card, download and log in to the HSBC India mobile app, and spend at least Rs 5,000 to get Rs 500 cashback.
Annual discount of up to Rs 3,000 on fuel expenses
You will get 2 reward points for every Rs 150 spent on the card.
Reward points received on use of the card can be converted into flight miles by redeeming them on airlines like Club Vistara, Flying Returns of Flight India, Etihad Airways, Singapore Airlines, British Airways. This way your money will be saved.
IDFC First Select Credit Card
There is a benefit of free entry in domestic airport lounges on the use of the card.
Get minimal forex markups and guaranteed trip cancellation coverage
Offers are available on purchasing movie tickets from Paytm mobile app, which is maximum up to Rs 125.
Earn 10x reward points on monthly spends that meet the requirements
Get 10x reward points on birthday purchases
You get 3 times reward points on UPI transactions.
100% cashback on first 4 UPI transactions, up to Rs 200
IDFC FIRST Millenia Credit Card
You get 10 times the reward points if you spend more than Rs 20,000 on your birthday.
3 times reward points are available on transactions up to Rs 20,000 on online and offline shopping.
The validity of the card is for lifetime and on its use you get unlimited reward points.
Reward points are valid both online and in-store.
Get 1x reward points on insurance premium and utility bill payments
Also read: Top Credit Card Festive Offers: Shoppers enjoy the festive season, top credit cards including SBI, HDFC, ICICI are offering great offers.
Kotak 811 #DreaDifferent Credit Card
The benefits of this credit card issued by Kotak Mahindra Bank are as follows.
You get 4 reward points for every Rs 100 spent online.
Otherwise, you get 1 reward point for every Rs 100 spent.
Cash withdrawal facility without interest
Cash withdrawal facility available up to 90% of total credit limit
Processing fee of Rs 100 on cash withdrawal and fund transfer from ATM.
No interest on cash advance for 48 days.
1% fuel surcharge waived on expenditure between Rs 500 and Rs 3000 at petrol pumps (maximum Rs 3500 annually).
1.8% surcharge waived on IRCTC website and 2.5% surcharge on railway booking counter (maximum Rs 500 annually).
4 reward points are applicable on Kotak 811 #DreamDifferent Credit Card Rupay variant.
2 Reward Points applicable on existing 811 #DreamDifferent Credit Card.
Also read: Best Credit card: To save money in Diwali shopping, decide by looking at the best credit card, cashback and benefits.
AU LIT Credit Card
Through the card, you get 5 times or 10 times reward points on online shopping in the country or abroad.
Get 5x or 10x reward points on POS and contactless offline transactions, which include local and international transactions.
A maximum of 25,000 reward points can be earned per statement cycle.
Please note that through this card, rewards are not available on fuel, rent, BBPS, Quasi Cash, cash withdrawal, and transactions related to education and government services.
IndusInd Bank Platinum Credit Card
After paying the registration fee, you will receive luxe gift cards and vouchers from leading brands.
1% fuel fee waived between Rs 400 to Rs 4000 at all petrol pumps in India
Flight accident insurance coverage up to Rs 25 lakh and lost baggage insurance coverage up to Rs 1 lakh
Get 1.5 reward points on every Rs 150 spent
Get 2 reward points for every Rs 100 spent on UPI payment
,Note: This list of lifetime free credit cards has been prepared by bankbazaar.com, whichThis is for the information of readers. Financial Express aboveDoes not support any credit cards listed. Readers are advised to select the appropriate card based on their discretion. Let us tell you that the bank andCard service charges and benefits may vary across financial institutions, so you should verify the latest charges from the respective credit card issuers.)