Latest Mutual Funds SIP Performance :Due to the increasing attraction of investors towards mutual funds, especially SIP, asset management companies have launched many innovative funds in the last few months. The aim of the mutual fund house is to provide high returns to the investors through a strong investment strategy in the new equity scheme. However, in the last 1 to 3 years, some new funds have been launched which are doing wonders in giving returns. By leading the return charts, these latest plans have become the new superstars of mutual funds. In these, by doing SIP, one is getting returns at the rate of 50 to 70 percent in 1 to 3 years. At the same time, they have given 60 to 80 percent returns on one time investment. We have given information about 5 such funds here.
SIP Big Boss: The country’s biggest 5 mutual funds are toppers in giving returns, be it SIP or Lump Sum, they have been doing wonders for years.
HDFC Defense Fund
HDFC Defense Fund was launched on 2 January 2023. That means it will complete 2 years on 2nd January next year. This fund has given 70 percent return on 1 year SIP. Whereas those who made lump sum investment have received returns of 82.43 percent in one year and 80.24 percent per annum since launch.
SIP calculation
SIP return in 1 year: 70.02%
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Value of SIP in 1 year: Rs 3,31,646
Return on SIP without upfront investment: 53.39%
Value of SIP without upfront investment: Rs 1,52,322
Calculation on Lump Sum Investment
Return in 1 year: 82.43%
Value of investment of Rs 1 lakh: Rs 1,83,034
Returns since launch: 80.24%
Value of investment of Rs 1 lakh: Rs 2,19,110
SIP Losers: These 5 equity mutual funds lagged behind in 10 year SIP returns, what is the value of monthly investment of Rs 5000
ICICI Prudential PSU Equity Fund
ICICI Prudential PSU Fund was launched on 9 September 2022. That means it has completed 2 years on 9th September this year. This fund has given 50.19 percent annualized return on 2 year SIP. Whereas those who invested lump sum have got 85.44 percent return in 1 year and 50.30 percent annual return since launch.
SIP calculation
Annualized return of SIP in 2 years: 50.19%
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Value of SIP in 2 years: Rs 6,02,025
Return on SIP without upfront investment: 52.46%
Value of SIP without upfront investment: Rs 3,83,275
Calculation on Lump Sum Investment
Return in 1 year: 85.44%
Value of investment of Rs 1 lakh: Rs 1,85,440
Returns since launch: 50.3%
Value of investment of Rs 1 lakh: Rs 2,22,900
Safe SIP: Perfect Rs 5 crore made from monthly SIP of Rs 3500, HDFC MF’s safe scheme, plans from ICIC Pru to Nippon are also available in the market.
HDFC Pharma And Healthcare Fund
HDFC Pharma and Healthcare Fund was launched on 4 October 2023. That means it has completed one year on 4th October this year. This fund has given 64.18 percent return on 1 year SIP. Whereas those who invested lump sum have got 61.55 percent return in 1 year and 59.97 percent annual return since launch.
SIP calculation
SIP return in 1 year: 64.18%
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Value of SIP in 1 year: Rs 3,22,559
Return on SIP without upfront investment: 65.46%
Value of SIP without upfront investment: Rs 1,59,146
Calculation on Lump Sum Investment
Return in 1 year: 61.55%
Value of investment of Rs 1 lakh: Rs 1,61,760
Returns since launch: 59.97%
Value of investment of Rs 1 lakh: Rs 1,62,880
Highest SIP Return: Got Rs 6 crore from SIP of just Rs 3000, HDFC Mutual Fund’s tax saving scheme is amazing, topped the return chart
Motilal Oswal BSE Enhanced Value ETF
Motilal Oswal BSE Enhanced Value ETF was launched on 22 August 2022. That means it has completed 2 years on 22nd August this year. This fund has given 57.25 percent annualized return on 2 year SIP. Whereas those who made lump sum investment have received returns of 63.36 percent in one year and 53.27 percent per annum since launch.
SIP calculation
Annualized return of SIP in 2 years: 57.25%
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Value of SIP in 2 years: Rs 6,44,720
Return on SIP without upfront investment: 55.96%
Value of SIP without upfront investment: Rs 3,93,727
Calculation on Lump Sum Investment
Return in 1 year: 63.36%
Value of investment of Rs 1 lakh: Rs 1,63,584
Returns since launch: 53.27%
Value of investment of Rs 1 lakh: Rs 2,49,949
SIP King: Value of 10 thousand monthly investment increased to Rs 21 crore, country’s biggest 5 mutual funds are doing wonders in SIP also
SBI Nifty Next 50 Index Fund
SBI Nifty Next 50 Index Fund was launched on 19 May 2021. That means it has completed 3 years in May this year. This fund has given 27.83 percent annualized return on 3 year SIP. Whereas those who made lump sum investment have received returns of 70.29 percent in one year and 24.29 percent per annum since launch.
SIP calculation
Annualized return of SIP in 3 years: 27.83%
Monthly SIP: Rs 10,000
Upfront investment: Rs 1 lakh
Value of SIP in 3 years: Rs 7,46,135
Return on SIP without upfront investment: 33.34%
Value of SIP without upfront investment: Rs 5,78,330
Calculation on Lump Sum Investment
Return in 1 year: 70.29%
Value of investment of Rs 1 lakh: Rs 1,70,790
Returns since launch: 24.29%
Value of investment of Rs 1 lakh: Rs 2,08,100
(Source : Fact Sheets, Amfi, Value Research)